Cybersecurity Regulations 2025: Is Your Business Ready? - Cover Image

Cybersecurity Regulations 2025: Is Your Business Ready?

New cybersecurity regulations are set to take effect in January 2025, requiring businesses in the US to enhance their data protection measures and cybersecurity protocols to avoid potential fines and reputational damage. Are you sure to be compliant? The clock is ticking for businesses across the United States. January 2025 marks the enforcement of new […]
New Asia Trade Deal to Lift US Exports by 15%: Full Breakdown - Cover Image

New Asia Trade Deal to Lift US Exports by 15%: Full Breakdown

The implementation of a new trade agreement with Asia is projected to boost US exports by 15%, offering a significant economic stimulus through reduced tariffs and enhanced market access. The United States is poised to see a significant upswing in its export economy thanks to a newly minted trade agreement with key Asian nations. The […]
Prepare for Q3 2025: Major Supply Chain Disruptions Forecast - Cover Image

Prepare for Q3 2025: Major Supply Chain Disruptions Forecast

Major supply chain disruptions are expected in Q3 2025, impacting businesses globally; proactive preparation through diversification, technology adoption, and robust risk management is crucial to mitigate potential damages. The business landscape is bracing for significant shifts as major supply chain disruptions expected in Q3 2025: how can businesses prepare to adapt and thrive? Understanding the […]
Small Business Loans: Navigating Interest Rate Hikes & Alternative Options - Cover Image

Small Business Loans: Navigating Interest Rate Hikes & Alternative Options

Small business loan interest rates have recently climbed to around 8%, prompting a need for businesses to explore alternative funding options to secure capital and maintain financial health. This article delves into the factors driving these rate increases and available alternatives. The financial landscape for small businesses is constantly evolving. Recently, small business loan interest […]
Federal Reserve Holds Steady: Impact on US Businesses & Future Outlook - Cover Image

Federal Reserve Holds Steady: Impact on US Businesses & Future Outlook

Breaking: Federal Reserve Holds Interest Rates Steady at 5.5%, maintaining current levels to assess economic progress, but what implications will this decision have on US businesses navigating inflation and growth in 2024? The **Breaking: Federal Reserve Holds Interest Rates Steady at 5.5%**, marking a pivotal moment for US businesses as they navigate the complexities of […]
New SEC Crypto Reporting Rules: Get Ready for 2025 - Cover Image

New SEC Crypto Reporting Rules: Get Ready for 2025

New SEC regulations on cryptocurrency reporting are set to take effect in January 2025, requiring companies holding crypto assets for clients to include these holdings on their balance sheets, impacting numerous businesses and investors in the US. Are you ready for the sweeping changes coming to cryptocurrency reporting? The SEC is implementing new regulations that […]
Stablecoins impact on US banking sector: what you need to know

Stablecoins impact on US banking sector: what you need to know

Stablecoins impact on US banking sector is reshaping financial strategies. Discover the implications and benefits now!
US manufacturing growth projections 2025: what to expect

US manufacturing growth projections 2025: what to expect

US manufacturing growth projections 2025 show exciting opportunities for businesses. Learn how to prepare for upcoming changes.
College savings plans for millennial families: a smart choice

College savings plans for millennial families: a smart choice

College savings plans for millennial families can secure your child's future. Learn how to choose the best option for your needs!
Seed funding trends for eco-tech startups you need to know

Seed funding trends for eco-tech startups you need to know

Seed funding trends for eco-tech startups are evolving rapidly. Learn how these changes can impact potential investments and opportunities.
Tax-efficient investment portfolios 2025: your guide to success

Tax-efficient investment portfolios 2025: your guide to success

Tax-efficient investment portfolios 2025 can help maximize your returns while reducing tax liabilities. Discover strategies that work!
Bitcoin institutional adoption trends: what's next?

Bitcoin institutional adoption trends: what’s next?

Bitcoin institutional adoption trends show significant growth and opportunities. Discover the future potential and challenges behind this trend.
See more content
<!doctype html> <html lang="en-US"> <head> <link rel='preload' as='script' href='https://securepubads.g.doubleclick.net/tag/js/gpt.js' /> <!-- wrapper --> <!-- wrapper --> <meta charset="UTF-8" /> <title>FINANCE NOTEPADS - Page 8 of 36 -</title> <meta http-equiv="X-UA-Compatible" content="IE=Edge"> <meta name="viewport" content="width=device-width, initial-scale=1"> <!-- search console verification --> <!-- search console verification --> <link rel="icon" href=""> <link rel="preconnect" href="https://fonts.googleapis.com"> <link rel="preconnect" href="https://fonts.gstatic.com" crossorigin> <link href="https://fonts.googleapis.com/css2?family=PT+Sans:wght@400;700&display=swap" rel="stylesheet"> <link rel="stylesheet" media="all" href="https://financenotepads.com/wp-content/themes/ddmp-theme/css/bootstrap.min.css?ver=1754347631"> <link rel="stylesheet" href="https://cdn.jsdelivr.net/npm/swiper@10/swiper-bundle.min.css" /> <!-- jQuery (necessário para Bootstrap 4 ou inferior) --> <script src="https://code.jquery.com/jquery-3.6.0.min.js"></script> <!-- Bootstrap JS (versão compatível com seu CSS atual) --> <script src="https://cdn.jsdelivr.net/npm/[email protected]/dist/js/bootstrap.bundle.min.js"></script> <link rel="stylesheet" href="https://cdnjs.cloudflare.com/ajax/libs/font-awesome/5.15.4/css/all.min.css"> <meta name='robots' content='index, follow, max-image-preview:large, max-snippet:-1, max-video-preview:-1' /> <style>img:is([sizes="auto" i], [sizes^="auto," i]) { contain-intrinsic-size: 3000px 1500px }</style> <!-- This site is optimized with the Yoast SEO plugin v25.6 - https://yoast.com/wordpress/plugins/seo/ --> <link rel="canonical" href="https://financenotepads.com/page/8/" /> <link rel="prev" href="https://financenotepads.com/page/7/" /> <link rel="next" href="https://financenotepads.com/page/9/" /> <meta property="og:locale" content="en_US" /> <meta property="og:type" content="website" /> <meta property="og:title" content="FINANCE NOTEPADS" /> <meta property="og:url" content="https://financenotepads.com/" /> <meta property="og:site_name" content="FINANCE NOTEPADS" /> <meta name="twitter:card" content="summary_large_image" /> <script type="application/ld+json" class="yoast-schema-graph">{"@context":"https://schema.org","@graph":[{"@type":"CollectionPage","@id":"https://financenotepads.com/","url":"https://financenotepads.com/page/8/","name":"FINANCE NOTEPADS - Page 8 of 36 -","isPartOf":{"@id":"https://financenotepads.com/#website"},"breadcrumb":{"@id":"https://financenotepads.com/page/8/#breadcrumb"},"inLanguage":"en-US"},{"@type":"BreadcrumbList","@id":"https://financenotepads.com/page/8/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Início"}]},{"@type":"WebSite","@id":"https://financenotepads.com/#website","url":"https://financenotepads.com/","name":"FINANCENOTEPADS.COM @ DATA2","description":"","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https://financenotepads.com/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"}]}</script> <!-- / Yoast SEO plugin. --> <link rel='dns-prefetch' href='//fonts.googleapis.com' /> <script type="text/javascript"> /* <![CDATA[ */ window._wpemojiSettings = {"baseUrl":"https:\/\/s.w.org\/images\/core\/emoji\/16.0.1\/72x72\/","ext":".png","svgUrl":"https:\/\/s.w.org\/images\/core\/emoji\/16.0.1\/svg\/","svgExt":".svg","source":{"concatemoji":"https:\/\/financenotepads.com\/wp-includes\/js\/wp-emoji-release.min.js?ver=6.8.3"}}; /*! This file is auto-generated */ !function(s,n){var o,i,e;function c(e){try{var t={supportTests:e,timestamp:(new Date).valueOf()};sessionStorage.setItem(o,JSON.stringify(t))}catch(e){}}function p(e,t,n){e.clearRect(0,0,e.canvas.width,e.canvas.height),e.fillText(t,0,0);var t=new Uint32Array(e.getImageData(0,0,e.canvas.width,e.canvas.height).data),a=(e.clearRect(0,0,e.canvas.width,e.canvas.height),e.fillText(n,0,0),new Uint32Array(e.getImageData(0,0,e.canvas.width,e.canvas.height).data));return t.every(function(e,t){return e===a[t]})}function u(e,t){e.clearRect(0,0,e.canvas.width,e.canvas.height),e.fillText(t,0,0);for(var n=e.getImageData(16,16,1,1),a=0;a<n.data.length;a++)if(0!==n.data[a])return!1;return!0}function f(e,t,n,a){switch(t){case"flag":return n(e,"\ud83c\udff3\ufe0f\u200d\u26a7\ufe0f","\ud83c\udff3\ufe0f\u200b\u26a7\ufe0f")?!1:!n(e,"\ud83c\udde8\ud83c\uddf6","\ud83c\udde8\u200b\ud83c\uddf6")&&!n(e,"\ud83c\udff4\udb40\udc67\udb40\udc62\udb40\udc65\udb40\udc6e\udb40\udc67\udb40\udc7f","\ud83c\udff4\u200b\udb40\udc67\u200b\udb40\udc62\u200b\udb40\udc65\u200b\udb40\udc6e\u200b\udb40\udc67\u200b\udb40\udc7f");case"emoji":return!a(e,"\ud83e\udedf")}return!1}function g(e,t,n,a){var r="undefined"!=typeof WorkerGlobalScope&&self instanceof WorkerGlobalScope?new OffscreenCanvas(300,150):s.createElement("canvas"),o=r.getContext("2d",{willReadFrequently:!0}),i=(o.textBaseline="top",o.font="600 32px Arial",{});return e.forEach(function(e){i[e]=t(o,e,n,a)}),i}function t(e){var t=s.createElement("script");t.src=e,t.defer=!0,s.head.appendChild(t)}"undefined"!=typeof Promise&&(o="wpEmojiSettingsSupports",i=["flag","emoji"],n.supports={everything:!0,everythingExceptFlag:!0},e=new Promise(function(e){s.addEventListener("DOMContentLoaded",e,{once:!0})}),new Promise(function(t){var n=function(){try{var e=JSON.parse(sessionStorage.getItem(o));if("object"==typeof e&&"number"==typeof e.timestamp&&(new Date).valueOf()<e.timestamp+604800&&"object"==typeof e.supportTests)return e.supportTests}catch(e){}return null}();if(!n){if("undefined"!=typeof Worker&&"undefined"!=typeof OffscreenCanvas&&"undefined"!=typeof URL&&URL.createObjectURL&&"undefined"!=typeof Blob)try{var e="postMessage("+g.toString()+"("+[JSON.stringify(i),f.toString(),p.toString(),u.toString()].join(",")+"));",a=new Blob([e],{type:"text/javascript"}),r=new Worker(URL.createObjectURL(a),{name:"wpTestEmojiSupports"});return void(r.onmessage=function(e){c(n=e.data),r.terminate(),t(n)})}catch(e){}c(n=g(i,f,p,u))}t(n)}).then(function(e){for(var t in e)n.supports[t]=e[t],n.supports.everything=n.supports.everything&&n.supports[t],"flag"!==t&&(n.supports.everythingExceptFlag=n.supports.everythingExceptFlag&&n.supports[t]);n.supports.everythingExceptFlag=n.supports.everythingExceptFlag&&!n.supports.flag,n.DOMReady=!1,n.readyCallback=function(){n.DOMReady=!0}}).then(function(){return e}).then(function(){var e;n.supports.everything||(n.readyCallback(),(e=n.source||{}).concatemoji?t(e.concatemoji):e.wpemoji&&e.twemoji&&(t(e.twemoji),t(e.wpemoji)))}))}((window,document),window._wpemojiSettings); /* ]]> */ </script> <link rel='stylesheet' id='google-font-css' href='https://fonts.googleapis.com/css2?family=PT+Sans:wght@400;700&#038;display=swap' type='text/css' media='all' /> <style id='wp-emoji-styles-inline-css' type='text/css'> img.wp-smiley, img.emoji { display: inline !important; border: none !important; box-shadow: none !important; height: 1em !important; width: 1em !important; margin: 0 0.07em !important; vertical-align: -0.1em !important; background: none !important; padding: 0 !important; } </style> <link rel='stylesheet' id='wp-block-library-css' href='https://financenotepads.com/wp-includes/css/dist/block-library/style.min.css?ver=6.8.3' type='text/css' media='all' /> <style id='classic-theme-styles-inline-css' type='text/css'> /*! This file is auto-generated */ .wp-block-button__link{color:#fff;background-color:#32373c;border-radius:9999px;box-shadow:none;text-decoration:none;padding:calc(.667em + 2px) calc(1.333em + 2px);font-size:1.125em}.wp-block-file__button{background:#32373c;color:#fff;text-decoration:none} </style> <style id='global-styles-inline-css' type='text/css'> :root{--wp--preset--aspect-ratio--square: 1;--wp--preset--aspect-ratio--4-3: 4/3;--wp--preset--aspect-ratio--3-4: 3/4;--wp--preset--aspect-ratio--3-2: 3/2;--wp--preset--aspect-ratio--2-3: 2/3;--wp--preset--aspect-ratio--16-9: 16/9;--wp--preset--aspect-ratio--9-16: 9/16;--wp--preset--color--black: #000000;--wp--preset--color--cyan-bluish-gray: #abb8c3;--wp--preset--color--white: #ffffff;--wp--preset--color--pale-pink: #f78da7;--wp--preset--color--vivid-red: #cf2e2e;--wp--preset--color--luminous-vivid-orange: #ff6900;--wp--preset--color--luminous-vivid-amber: #fcb900;--wp--preset--color--light-green-cyan: #7bdcb5;--wp--preset--color--vivid-green-cyan: #00d084;--wp--preset--color--pale-cyan-blue: #8ed1fc;--wp--preset--color--vivid-cyan-blue: #0693e3;--wp--preset--color--vivid-purple: #9b51e0;--wp--preset--gradient--vivid-cyan-blue-to-vivid-purple: linear-gradient(135deg,rgba(6,147,227,1) 0%,rgb(155,81,224) 100%);--wp--preset--gradient--light-green-cyan-to-vivid-green-cyan: linear-gradient(135deg,rgb(122,220,180) 0%,rgb(0,208,130) 100%);--wp--preset--gradient--luminous-vivid-amber-to-luminous-vivid-orange: linear-gradient(135deg,rgba(252,185,0,1) 0%,rgba(255,105,0,1) 100%);--wp--preset--gradient--luminous-vivid-orange-to-vivid-red: linear-gradient(135deg,rgba(255,105,0,1) 0%,rgb(207,46,46) 100%);--wp--preset--gradient--very-light-gray-to-cyan-bluish-gray: linear-gradient(135deg,rgb(238,238,238) 0%,rgb(169,184,195) 100%);--wp--preset--gradient--cool-to-warm-spectrum: linear-gradient(135deg,rgb(74,234,220) 0%,rgb(151,120,209) 20%,rgb(207,42,186) 40%,rgb(238,44,130) 60%,rgb(251,105,98) 80%,rgb(254,248,76) 100%);--wp--preset--gradient--blush-light-purple: linear-gradient(135deg,rgb(255,206,236) 0%,rgb(152,150,240) 100%);--wp--preset--gradient--blush-bordeaux: linear-gradient(135deg,rgb(254,205,165) 0%,rgb(254,45,45) 50%,rgb(107,0,62) 100%);--wp--preset--gradient--luminous-dusk: linear-gradient(135deg,rgb(255,203,112) 0%,rgb(199,81,192) 50%,rgb(65,88,208) 100%);--wp--preset--gradient--pale-ocean: linear-gradient(135deg,rgb(255,245,203) 0%,rgb(182,227,212) 50%,rgb(51,167,181) 100%);--wp--preset--gradient--electric-grass: linear-gradient(135deg,rgb(202,248,128) 0%,rgb(113,206,126) 100%);--wp--preset--gradient--midnight: linear-gradient(135deg,rgb(2,3,129) 0%,rgb(40,116,252) 100%);--wp--preset--font-size--small: 13px;--wp--preset--font-size--medium: 20px;--wp--preset--font-size--large: 36px;--wp--preset--font-size--x-large: 42px;--wp--preset--spacing--20: 0.44rem;--wp--preset--spacing--30: 0.67rem;--wp--preset--spacing--40: 1rem;--wp--preset--spacing--50: 1.5rem;--wp--preset--spacing--60: 2.25rem;--wp--preset--spacing--70: 3.38rem;--wp--preset--spacing--80: 5.06rem;--wp--preset--shadow--natural: 6px 6px 9px rgba(0, 0, 0, 0.2);--wp--preset--shadow--deep: 12px 12px 50px rgba(0, 0, 0, 0.4);--wp--preset--shadow--sharp: 6px 6px 0px rgba(0, 0, 0, 0.2);--wp--preset--shadow--outlined: 6px 6px 0px -3px rgba(255, 255, 255, 1), 6px 6px rgba(0, 0, 0, 1);--wp--preset--shadow--crisp: 6px 6px 0px rgba(0, 0, 0, 1);}:where(.is-layout-flex){gap: 0.5em;}:where(.is-layout-grid){gap: 0.5em;}body .is-layout-flex{display: flex;}.is-layout-flex{flex-wrap: wrap;align-items: center;}.is-layout-flex > :is(*, div){margin: 0;}body .is-layout-grid{display: grid;}.is-layout-grid > :is(*, div){margin: 0;}:where(.wp-block-columns.is-layout-flex){gap: 2em;}:where(.wp-block-columns.is-layout-grid){gap: 2em;}:where(.wp-block-post-template.is-layout-flex){gap: 1.25em;}:where(.wp-block-post-template.is-layout-grid){gap: 1.25em;}.has-black-color{color: var(--wp--preset--color--black) !important;}.has-cyan-bluish-gray-color{color: var(--wp--preset--color--cyan-bluish-gray) !important;}.has-white-color{color: var(--wp--preset--color--white) !important;}.has-pale-pink-color{color: var(--wp--preset--color--pale-pink) !important;}.has-vivid-red-color{color: var(--wp--preset--color--vivid-red) !important;}.has-luminous-vivid-orange-color{color: var(--wp--preset--color--luminous-vivid-orange) !important;}.has-luminous-vivid-amber-color{color: var(--wp--preset--color--luminous-vivid-amber) !important;}.has-light-green-cyan-color{color: var(--wp--preset--color--light-green-cyan) !important;}.has-vivid-green-cyan-color{color: var(--wp--preset--color--vivid-green-cyan) !important;}.has-pale-cyan-blue-color{color: var(--wp--preset--color--pale-cyan-blue) !important;}.has-vivid-cyan-blue-color{color: var(--wp--preset--color--vivid-cyan-blue) !important;}.has-vivid-purple-color{color: var(--wp--preset--color--vivid-purple) !important;}.has-black-background-color{background-color: var(--wp--preset--color--black) !important;}.has-cyan-bluish-gray-background-color{background-color: var(--wp--preset--color--cyan-bluish-gray) !important;}.has-white-background-color{background-color: var(--wp--preset--color--white) !important;}.has-pale-pink-background-color{background-color: var(--wp--preset--color--pale-pink) !important;}.has-vivid-red-background-color{background-color: var(--wp--preset--color--vivid-red) !important;}.has-luminous-vivid-orange-background-color{background-color: var(--wp--preset--color--luminous-vivid-orange) !important;}.has-luminous-vivid-amber-background-color{background-color: var(--wp--preset--color--luminous-vivid-amber) !important;}.has-light-green-cyan-background-color{background-color: var(--wp--preset--color--light-green-cyan) !important;}.has-vivid-green-cyan-background-color{background-color: var(--wp--preset--color--vivid-green-cyan) !important;}.has-pale-cyan-blue-background-color{background-color: var(--wp--preset--color--pale-cyan-blue) !important;}.has-vivid-cyan-blue-background-color{background-color: var(--wp--preset--color--vivid-cyan-blue) !important;}.has-vivid-purple-background-color{background-color: var(--wp--preset--color--vivid-purple) !important;}.has-black-border-color{border-color: var(--wp--preset--color--black) !important;}.has-cyan-bluish-gray-border-color{border-color: var(--wp--preset--color--cyan-bluish-gray) !important;}.has-white-border-color{border-color: var(--wp--preset--color--white) !important;}.has-pale-pink-border-color{border-color: var(--wp--preset--color--pale-pink) !important;}.has-vivid-red-border-color{border-color: var(--wp--preset--color--vivid-red) !important;}.has-luminous-vivid-orange-border-color{border-color: var(--wp--preset--color--luminous-vivid-orange) !important;}.has-luminous-vivid-amber-border-color{border-color: var(--wp--preset--color--luminous-vivid-amber) !important;}.has-light-green-cyan-border-color{border-color: var(--wp--preset--color--light-green-cyan) !important;}.has-vivid-green-cyan-border-color{border-color: var(--wp--preset--color--vivid-green-cyan) !important;}.has-pale-cyan-blue-border-color{border-color: var(--wp--preset--color--pale-cyan-blue) !important;}.has-vivid-cyan-blue-border-color{border-color: var(--wp--preset--color--vivid-cyan-blue) !important;}.has-vivid-purple-border-color{border-color: var(--wp--preset--color--vivid-purple) !important;}.has-vivid-cyan-blue-to-vivid-purple-gradient-background{background: var(--wp--preset--gradient--vivid-cyan-blue-to-vivid-purple) !important;}.has-light-green-cyan-to-vivid-green-cyan-gradient-background{background: var(--wp--preset--gradient--light-green-cyan-to-vivid-green-cyan) !important;}.has-luminous-vivid-amber-to-luminous-vivid-orange-gradient-background{background: var(--wp--preset--gradient--luminous-vivid-amber-to-luminous-vivid-orange) !important;}.has-luminous-vivid-orange-to-vivid-red-gradient-background{background: var(--wp--preset--gradient--luminous-vivid-orange-to-vivid-red) !important;}.has-very-light-gray-to-cyan-bluish-gray-gradient-background{background: var(--wp--preset--gradient--very-light-gray-to-cyan-bluish-gray) !important;}.has-cool-to-warm-spectrum-gradient-background{background: var(--wp--preset--gradient--cool-to-warm-spectrum) !important;}.has-blush-light-purple-gradient-background{background: var(--wp--preset--gradient--blush-light-purple) !important;}.has-blush-bordeaux-gradient-background{background: var(--wp--preset--gradient--blush-bordeaux) !important;}.has-luminous-dusk-gradient-background{background: var(--wp--preset--gradient--luminous-dusk) !important;}.has-pale-ocean-gradient-background{background: var(--wp--preset--gradient--pale-ocean) !important;}.has-electric-grass-gradient-background{background: var(--wp--preset--gradient--electric-grass) !important;}.has-midnight-gradient-background{background: var(--wp--preset--gradient--midnight) !important;}.has-small-font-size{font-size: var(--wp--preset--font-size--small) !important;}.has-medium-font-size{font-size: var(--wp--preset--font-size--medium) !important;}.has-large-font-size{font-size: var(--wp--preset--font-size--large) !important;}.has-x-large-font-size{font-size: var(--wp--preset--font-size--x-large) !important;} :where(.wp-block-post-template.is-layout-flex){gap: 1.25em;}:where(.wp-block-post-template.is-layout-grid){gap: 1.25em;} :where(.wp-block-columns.is-layout-flex){gap: 2em;}:where(.wp-block-columns.is-layout-grid){gap: 2em;} :root :where(.wp-block-pullquote){font-size: 1.5em;line-height: 1.6;} </style> <link rel='stylesheet' id='ddmp-author-box-styles-css' href='https://financenotepads.com/wp-content/themes/ddmp-theme/css/author-box.css?ver=1755790516' type='text/css' media='all' /> <link rel='stylesheet' id='styles-css' href='https://financenotepads.com/wp-content/themes/ddmp-theme/style.css?ver=1754347631' type='text/css' media='all' /> <style id='styles-inline-css' type='text/css'> :root { --font-family: 'PT Sans'; } </style> <link rel='stylesheet' id='font-override-css' href='https://financenotepads.com/wp-content/themes/ddmp-theme/css/font-override.css?ver=1754347631' type='text/css' media='all' /> <link rel='stylesheet' id='header-styles-css' href='https://financenotepads.com/wp-content/themes/ddmp-theme/css/header-styles.css?ver=1754347631' type='text/css' media='all' /> <script type="text/javascript" id="cookie-law-info-js-extra"> /* <![CDATA[ */ var _ckyConfig = {"_ipData":[],"_assetsURL":"https:\/\/financenotepads.com\/wp-content\/plugins\/cookie-law-info\/lite\/frontend\/images\/","_publicURL":"https:\/\/financenotepads.com","_expiry":"365","_categories":[{"name":"Necessary","slug":"necessary","isNecessary":true,"ccpaDoNotSell":true,"cookies":[],"active":true,"defaultConsent":{"gdpr":true,"ccpa":true}},{"name":"Functional","slug":"functional","isNecessary":false,"ccpaDoNotSell":true,"cookies":[],"active":true,"defaultConsent":{"gdpr":false,"ccpa":false}},{"name":"Analytics","slug":"analytics","isNecessary":false,"ccpaDoNotSell":true,"cookies":[],"active":true,"defaultConsent":{"gdpr":false,"ccpa":false}},{"name":"Performance","slug":"performance","isNecessary":false,"ccpaDoNotSell":true,"cookies":[],"active":true,"defaultConsent":{"gdpr":false,"ccpa":false}},{"name":"Advertisement","slug":"advertisement","isNecessary":false,"ccpaDoNotSell":true,"cookies":[],"active":true,"defaultConsent":{"gdpr":false,"ccpa":false}}],"_activeLaw":"gdpr","_rootDomain":"","_block":"1","_showBanner":"1","_bannerConfig":{"settings":{"type":"box","preferenceCenterType":"popup","position":"bottom-left","applicableLaw":"gdpr"},"behaviours":{"reloadBannerOnAccept":false,"loadAnalyticsByDefault":false,"animations":{"onLoad":"animate","onHide":"sticky"}},"config":{"revisitConsent":{"status":true,"tag":"revisit-consent","position":"bottom-left","meta":{"url":"#"},"styles":{"background-color":"#0056A7"},"elements":{"title":{"type":"text","tag":"revisit-consent-title","status":true,"styles":{"color":"#0056a7"}}}},"preferenceCenter":{"toggle":{"status":true,"tag":"detail-category-toggle","type":"toggle","states":{"active":{"styles":{"background-color":"#1863DC"}},"inactive":{"styles":{"background-color":"#D0D5D2"}}}}},"categoryPreview":{"status":false,"toggle":{"status":true,"tag":"detail-category-preview-toggle","type":"toggle","states":{"active":{"styles":{"background-color":"#1863DC"}},"inactive":{"styles":{"background-color":"#D0D5D2"}}}}},"videoPlaceholder":{"status":true,"styles":{"background-color":"#000000","border-color":"#000000","color":"#ffffff"}},"readMore":{"status":false,"tag":"readmore-button","type":"link","meta":{"noFollow":true,"newTab":true},"styles":{"color":"#1863DC","background-color":"transparent","border-color":"transparent"}},"auditTable":{"status":true},"optOption":{"status":true,"toggle":{"status":true,"tag":"optout-option-toggle","type":"toggle","states":{"active":{"styles":{"background-color":"#1863dc"}},"inactive":{"styles":{"background-color":"#FFFFFF"}}}}}}},"_version":"3.3.2","_logConsent":"1","_tags":[{"tag":"accept-button","styles":{"color":"#FFFFFF","background-color":"#1863DC","border-color":"#1863DC"}},{"tag":"reject-button","styles":{"color":"#1863DC","background-color":"transparent","border-color":"#1863DC"}},{"tag":"settings-button","styles":{"color":"#1863DC","background-color":"transparent","border-color":"#1863DC"}},{"tag":"readmore-button","styles":{"color":"#1863DC","background-color":"transparent","border-color":"transparent"}},{"tag":"donotsell-button","styles":{"color":"#1863DC","background-color":"transparent","border-color":"transparent"}},{"tag":"accept-button","styles":{"color":"#FFFFFF","background-color":"#1863DC","border-color":"#1863DC"}},{"tag":"revisit-consent","styles":{"background-color":"#0056A7"}}],"_shortCodes":[{"key":"cky_readmore","content":"<a href=\"#\" class=\"cky-policy\" aria-label=\"Cookie Policy\" target=\"_blank\" rel=\"noopener\" data-cky-tag=\"readmore-button\">Cookie Policy<\/a>","tag":"readmore-button","status":false,"attributes":{"rel":"nofollow","target":"_blank"}},{"key":"cky_show_desc","content":"<button class=\"cky-show-desc-btn\" data-cky-tag=\"show-desc-button\" aria-label=\"Show more\">Show more<\/button>","tag":"show-desc-button","status":true,"attributes":[]},{"key":"cky_hide_desc","content":"<button class=\"cky-show-desc-btn\" data-cky-tag=\"hide-desc-button\" aria-label=\"Show less\">Show less<\/button>","tag":"hide-desc-button","status":true,"attributes":[]},{"key":"cky_category_toggle_label","content":"[cky_{{status}}_category_label] [cky_preference_{{category_slug}}_title]","tag":"","status":true,"attributes":[]},{"key":"cky_enable_category_label","content":"Enable","tag":"","status":true,"attributes":[]},{"key":"cky_disable_category_label","content":"Disable","tag":"","status":true,"attributes":[]},{"key":"cky_video_placeholder","content":"<div class=\"video-placeholder-normal\" data-cky-tag=\"video-placeholder\" id=\"[UNIQUEID]\"><p class=\"video-placeholder-text-normal\" data-cky-tag=\"placeholder-title\">Please accept cookies to access this content<\/p><\/div>","tag":"","status":true,"attributes":[]},{"key":"cky_enable_optout_label","content":"Enable","tag":"","status":true,"attributes":[]},{"key":"cky_disable_optout_label","content":"Disable","tag":"","status":true,"attributes":[]},{"key":"cky_optout_toggle_label","content":"[cky_{{status}}_optout_label] [cky_optout_option_title]","tag":"","status":true,"attributes":[]},{"key":"cky_optout_option_title","content":"Do Not Sell or Share My Personal Information","tag":"","status":true,"attributes":[]},{"key":"cky_optout_close_label","content":"Close","tag":"","status":true,"attributes":[]},{"key":"cky_preference_close_label","content":"Close","tag":"","status":true,"attributes":[]}],"_rtl":"","_language":"en","_providersToBlock":[]}; var _ckyStyles = {"css":".cky-overlay{background: #000000; opacity: 0.4; position: fixed; top: 0; left: 0; width: 100%; height: 100%; z-index: 99999999;}.cky-hide{display: none;}.cky-btn-revisit-wrapper{display: flex; align-items: center; justify-content: center; background: #0056a7; width: 45px; height: 45px; border-radius: 50%; position: fixed; z-index: 999999; cursor: pointer;}.cky-revisit-bottom-left{bottom: 15px; left: 15px;}.cky-revisit-bottom-right{bottom: 15px; right: 15px;}.cky-btn-revisit-wrapper .cky-btn-revisit{display: flex; align-items: center; justify-content: center; background: none; border: none; cursor: pointer; position: relative; margin: 0; padding: 0;}.cky-btn-revisit-wrapper .cky-btn-revisit img{max-width: fit-content; margin: 0; height: 30px; width: 30px;}.cky-revisit-bottom-left:hover::before{content: attr(data-tooltip); position: absolute; background: #4e4b66; color: #ffffff; left: calc(100% + 7px); font-size: 12px; line-height: 16px; width: max-content; padding: 4px 8px; border-radius: 4px;}.cky-revisit-bottom-left:hover::after{position: absolute; content: \"\"; border: 5px solid transparent; left: calc(100% + 2px); border-left-width: 0; border-right-color: #4e4b66;}.cky-revisit-bottom-right:hover::before{content: attr(data-tooltip); position: absolute; background: #4e4b66; color: #ffffff; right: calc(100% + 7px); font-size: 12px; line-height: 16px; width: max-content; padding: 4px 8px; border-radius: 4px;}.cky-revisit-bottom-right:hover::after{position: absolute; content: \"\"; border: 5px solid transparent; right: calc(100% + 2px); border-right-width: 0; border-left-color: #4e4b66;}.cky-revisit-hide{display: none;}.cky-consent-container{position: fixed; width: 440px; box-sizing: border-box; z-index: 9999999; border-radius: 6px;}.cky-consent-container .cky-consent-bar{background: #ffffff; border: 1px solid; padding: 20px 26px; box-shadow: 0 -1px 10px 0 #acabab4d; border-radius: 6px;}.cky-box-bottom-left{bottom: 40px; left: 40px;}.cky-box-bottom-right{bottom: 40px; right: 40px;}.cky-box-top-left{top: 40px; left: 40px;}.cky-box-top-right{top: 40px; right: 40px;}.cky-custom-brand-logo-wrapper .cky-custom-brand-logo{width: 100px; height: auto; margin: 0 0 12px 0;}.cky-notice .cky-title{color: #212121; font-weight: 700; font-size: 18px; line-height: 24px; margin: 0 0 12px 0;}.cky-notice-des *,.cky-preference-content-wrapper *,.cky-accordion-header-des *,.cky-gpc-wrapper .cky-gpc-desc *{font-size: 14px;}.cky-notice-des{color: #212121; font-size: 14px; line-height: 24px; font-weight: 400;}.cky-notice-des img{height: 25px; width: 25px;}.cky-consent-bar .cky-notice-des p,.cky-gpc-wrapper .cky-gpc-desc p,.cky-preference-body-wrapper .cky-preference-content-wrapper p,.cky-accordion-header-wrapper .cky-accordion-header-des p,.cky-cookie-des-table li div:last-child p{color: inherit; margin-top: 0; overflow-wrap: break-word;}.cky-notice-des P:last-child,.cky-preference-content-wrapper p:last-child,.cky-cookie-des-table li div:last-child p:last-child,.cky-gpc-wrapper .cky-gpc-desc p:last-child{margin-bottom: 0;}.cky-notice-des a.cky-policy,.cky-notice-des button.cky-policy{font-size: 14px; color: #1863dc; white-space: nowrap; cursor: pointer; background: transparent; border: 1px solid; text-decoration: underline;}.cky-notice-des button.cky-policy{padding: 0;}.cky-notice-des a.cky-policy:focus-visible,.cky-notice-des button.cky-policy:focus-visible,.cky-preference-content-wrapper .cky-show-desc-btn:focus-visible,.cky-accordion-header .cky-accordion-btn:focus-visible,.cky-preference-header .cky-btn-close:focus-visible,.cky-switch input[type=\"checkbox\"]:focus-visible,.cky-footer-wrapper a:focus-visible,.cky-btn:focus-visible{outline: 2px solid #1863dc; outline-offset: 2px;}.cky-btn:focus:not(:focus-visible),.cky-accordion-header .cky-accordion-btn:focus:not(:focus-visible),.cky-preference-content-wrapper .cky-show-desc-btn:focus:not(:focus-visible),.cky-btn-revisit-wrapper .cky-btn-revisit:focus:not(:focus-visible),.cky-preference-header .cky-btn-close:focus:not(:focus-visible),.cky-consent-bar .cky-banner-btn-close:focus:not(:focus-visible){outline: 0;}button.cky-show-desc-btn:not(:hover):not(:active){color: #1863dc; background: transparent;}button.cky-accordion-btn:not(:hover):not(:active),button.cky-banner-btn-close:not(:hover):not(:active),button.cky-btn-revisit:not(:hover):not(:active),button.cky-btn-close:not(:hover):not(:active){background: transparent;}.cky-consent-bar button:hover,.cky-modal.cky-modal-open button:hover,.cky-consent-bar button:focus,.cky-modal.cky-modal-open button:focus{text-decoration: none;}.cky-notice-btn-wrapper{display: flex; justify-content: flex-start; align-items: center; flex-wrap: wrap; margin-top: 16px;}.cky-notice-btn-wrapper .cky-btn{text-shadow: none; box-shadow: none;}.cky-btn{flex: auto; max-width: 100%; font-size: 14px; font-family: inherit; line-height: 24px; padding: 8px; font-weight: 500; margin: 0 8px 0 0; border-radius: 2px; cursor: pointer; text-align: center; text-transform: none; min-height: 0;}.cky-btn:hover{opacity: 0.8;}.cky-btn-customize{color: #1863dc; background: transparent; border: 2px solid #1863dc;}.cky-btn-reject{color: #1863dc; background: transparent; border: 2px solid #1863dc;}.cky-btn-accept{background: #1863dc; color: #ffffff; border: 2px solid #1863dc;}.cky-btn:last-child{margin-right: 0;}@media (max-width: 576px){.cky-box-bottom-left{bottom: 0; left: 0;}.cky-box-bottom-right{bottom: 0; right: 0;}.cky-box-top-left{top: 0; left: 0;}.cky-box-top-right{top: 0; right: 0;}}@media (max-width: 440px){.cky-box-bottom-left, .cky-box-bottom-right, .cky-box-top-left, .cky-box-top-right{width: 100%; max-width: 100%;}.cky-consent-container .cky-consent-bar{padding: 20px 0;}.cky-custom-brand-logo-wrapper, .cky-notice .cky-title, .cky-notice-des, .cky-notice-btn-wrapper{padding: 0 24px;}.cky-notice-des{max-height: 40vh; overflow-y: scroll;}.cky-notice-btn-wrapper{flex-direction: column; margin-top: 0;}.cky-btn{width: 100%; margin: 10px 0 0 0;}.cky-notice-btn-wrapper .cky-btn-customize{order: 2;}.cky-notice-btn-wrapper .cky-btn-reject{order: 3;}.cky-notice-btn-wrapper .cky-btn-accept{order: 1; margin-top: 16px;}}@media (max-width: 352px){.cky-notice .cky-title{font-size: 16px;}.cky-notice-des *{font-size: 12px;}.cky-notice-des, .cky-btn{font-size: 12px;}}.cky-modal.cky-modal-open{display: flex; visibility: visible; -webkit-transform: translate(-50%, -50%); -moz-transform: translate(-50%, -50%); -ms-transform: translate(-50%, -50%); -o-transform: translate(-50%, -50%); transform: translate(-50%, -50%); top: 50%; left: 50%; transition: all 1s ease;}.cky-modal{box-shadow: 0 32px 68px rgba(0, 0, 0, 0.3); margin: 0 auto; position: fixed; max-width: 100%; background: #ffffff; top: 50%; box-sizing: border-box; border-radius: 6px; z-index: 999999999; color: #212121; -webkit-transform: translate(-50%, 100%); -moz-transform: translate(-50%, 100%); -ms-transform: translate(-50%, 100%); -o-transform: translate(-50%, 100%); transform: translate(-50%, 100%); visibility: hidden; transition: all 0s ease;}.cky-preference-center{max-height: 79vh; overflow: hidden; width: 845px; overflow: hidden; flex: 1 1 0; display: flex; flex-direction: column; border-radius: 6px;}.cky-preference-header{display: flex; align-items: center; justify-content: space-between; padding: 22px 24px; border-bottom: 1px solid;}.cky-preference-header .cky-preference-title{font-size: 18px; font-weight: 700; line-height: 24px;}.cky-preference-header .cky-btn-close{margin: 0; cursor: pointer; vertical-align: middle; padding: 0; background: none; border: none; width: auto; height: auto; min-height: 0; line-height: 0; text-shadow: none; box-shadow: none;}.cky-preference-header .cky-btn-close img{margin: 0; height: 10px; width: 10px;}.cky-preference-body-wrapper{padding: 0 24px; flex: 1; overflow: auto; box-sizing: border-box;}.cky-preference-content-wrapper,.cky-gpc-wrapper .cky-gpc-desc{font-size: 14px; line-height: 24px; font-weight: 400; padding: 12px 0;}.cky-preference-content-wrapper{border-bottom: 1px solid;}.cky-preference-content-wrapper img{height: 25px; width: 25px;}.cky-preference-content-wrapper .cky-show-desc-btn{font-size: 14px; font-family: inherit; color: #1863dc; text-decoration: none; line-height: 24px; padding: 0; margin: 0; white-space: nowrap; cursor: pointer; background: transparent; border-color: transparent; text-transform: none; min-height: 0; text-shadow: none; box-shadow: none;}.cky-accordion-wrapper{margin-bottom: 10px;}.cky-accordion{border-bottom: 1px solid;}.cky-accordion:last-child{border-bottom: none;}.cky-accordion .cky-accordion-item{display: flex; margin-top: 10px;}.cky-accordion .cky-accordion-body{display: none;}.cky-accordion.cky-accordion-active .cky-accordion-body{display: block; padding: 0 22px; margin-bottom: 16px;}.cky-accordion-header-wrapper{cursor: pointer; width: 100%;}.cky-accordion-item .cky-accordion-header{display: flex; justify-content: space-between; align-items: center;}.cky-accordion-header .cky-accordion-btn{font-size: 16px; font-family: inherit; color: #212121; line-height: 24px; background: none; border: none; font-weight: 700; padding: 0; margin: 0; cursor: pointer; text-transform: none; min-height: 0; text-shadow: none; box-shadow: none;}.cky-accordion-header .cky-always-active{color: #008000; font-weight: 600; line-height: 24px; font-size: 14px;}.cky-accordion-header-des{font-size: 14px; line-height: 24px; margin: 10px 0 16px 0;}.cky-accordion-chevron{margin-right: 22px; position: relative; cursor: pointer;}.cky-accordion-chevron-hide{display: none;}.cky-accordion .cky-accordion-chevron i::before{content: \"\"; position: absolute; border-right: 1.4px solid; border-bottom: 1.4px solid; border-color: inherit; height: 6px; width: 6px; -webkit-transform: rotate(-45deg); -moz-transform: rotate(-45deg); -ms-transform: rotate(-45deg); -o-transform: rotate(-45deg); transform: rotate(-45deg); transition: all 0.2s ease-in-out; top: 8px;}.cky-accordion.cky-accordion-active .cky-accordion-chevron i::before{-webkit-transform: rotate(45deg); -moz-transform: rotate(45deg); -ms-transform: rotate(45deg); -o-transform: rotate(45deg); transform: rotate(45deg);}.cky-audit-table{background: #f4f4f4; border-radius: 6px;}.cky-audit-table .cky-empty-cookies-text{color: inherit; font-size: 12px; line-height: 24px; margin: 0; padding: 10px;}.cky-audit-table .cky-cookie-des-table{font-size: 12px; line-height: 24px; font-weight: normal; padding: 15px 10px; border-bottom: 1px solid; border-bottom-color: inherit; margin: 0;}.cky-audit-table .cky-cookie-des-table:last-child{border-bottom: none;}.cky-audit-table .cky-cookie-des-table li{list-style-type: none; display: flex; padding: 3px 0;}.cky-audit-table .cky-cookie-des-table li:first-child{padding-top: 0;}.cky-cookie-des-table li div:first-child{width: 100px; font-weight: 600; word-break: break-word; word-wrap: break-word;}.cky-cookie-des-table li div:last-child{flex: 1; word-break: break-word; word-wrap: break-word; margin-left: 8px;}.cky-footer-shadow{display: block; width: 100%; height: 40px; background: linear-gradient(180deg, rgba(255, 255, 255, 0) 0%, #ffffff 100%); position: absolute; bottom: calc(100% - 1px);}.cky-footer-wrapper{position: relative;}.cky-prefrence-btn-wrapper{display: flex; flex-wrap: wrap; align-items: center; justify-content: center; padding: 22px 24px; border-top: 1px solid;}.cky-prefrence-btn-wrapper .cky-btn{flex: auto; max-width: 100%; text-shadow: none; box-shadow: none;}.cky-btn-preferences{color: #1863dc; background: transparent; border: 2px solid #1863dc;}.cky-preference-header,.cky-preference-body-wrapper,.cky-preference-content-wrapper,.cky-accordion-wrapper,.cky-accordion,.cky-accordion-wrapper,.cky-footer-wrapper,.cky-prefrence-btn-wrapper{border-color: inherit;}@media (max-width: 845px){.cky-modal{max-width: calc(100% - 16px);}}@media (max-width: 576px){.cky-modal{max-width: 100%;}.cky-preference-center{max-height: 100vh;}.cky-prefrence-btn-wrapper{flex-direction: column;}.cky-accordion.cky-accordion-active .cky-accordion-body{padding-right: 0;}.cky-prefrence-btn-wrapper .cky-btn{width: 100%; margin: 10px 0 0 0;}.cky-prefrence-btn-wrapper .cky-btn-reject{order: 3;}.cky-prefrence-btn-wrapper .cky-btn-accept{order: 1; margin-top: 0;}.cky-prefrence-btn-wrapper .cky-btn-preferences{order: 2;}}@media (max-width: 425px){.cky-accordion-chevron{margin-right: 15px;}.cky-notice-btn-wrapper{margin-top: 0;}.cky-accordion.cky-accordion-active .cky-accordion-body{padding: 0 15px;}}@media (max-width: 352px){.cky-preference-header .cky-preference-title{font-size: 16px;}.cky-preference-header{padding: 16px 24px;}.cky-preference-content-wrapper *, .cky-accordion-header-des *{font-size: 12px;}.cky-preference-content-wrapper, .cky-preference-content-wrapper .cky-show-more, .cky-accordion-header .cky-always-active, .cky-accordion-header-des, .cky-preference-content-wrapper .cky-show-desc-btn, .cky-notice-des a.cky-policy{font-size: 12px;}.cky-accordion-header .cky-accordion-btn{font-size: 14px;}}.cky-switch{display: flex;}.cky-switch input[type=\"checkbox\"]{position: relative; width: 44px; height: 24px; margin: 0; background: #d0d5d2; -webkit-appearance: none; border-radius: 50px; cursor: pointer; outline: 0; border: none; top: 0;}.cky-switch input[type=\"checkbox\"]:checked{background: #1863dc;}.cky-switch input[type=\"checkbox\"]:before{position: absolute; content: \"\"; height: 20px; width: 20px; left: 2px; bottom: 2px; border-radius: 50%; background-color: white; -webkit-transition: 0.4s; transition: 0.4s; margin: 0;}.cky-switch input[type=\"checkbox\"]:after{display: none;}.cky-switch input[type=\"checkbox\"]:checked:before{-webkit-transform: translateX(20px); -ms-transform: translateX(20px); transform: translateX(20px);}@media (max-width: 425px){.cky-switch input[type=\"checkbox\"]{width: 38px; height: 21px;}.cky-switch input[type=\"checkbox\"]:before{height: 17px; width: 17px;}.cky-switch input[type=\"checkbox\"]:checked:before{-webkit-transform: translateX(17px); -ms-transform: translateX(17px); transform: translateX(17px);}}.cky-consent-bar .cky-banner-btn-close{position: absolute; right: 9px; top: 5px; background: none; border: none; cursor: pointer; padding: 0; margin: 0; min-height: 0; line-height: 0; height: auto; width: auto; text-shadow: none; box-shadow: none;}.cky-consent-bar .cky-banner-btn-close img{height: 9px; width: 9px; margin: 0;}.cky-notice-group{font-size: 14px; line-height: 24px; font-weight: 400; color: #212121;}.cky-notice-btn-wrapper .cky-btn-do-not-sell{font-size: 14px; line-height: 24px; padding: 6px 0; margin: 0; font-weight: 500; background: none; border-radius: 2px; border: none; cursor: pointer; text-align: left; color: #1863dc; background: transparent; border-color: transparent; box-shadow: none; text-shadow: none;}.cky-consent-bar .cky-banner-btn-close:focus-visible,.cky-notice-btn-wrapper .cky-btn-do-not-sell:focus-visible,.cky-opt-out-btn-wrapper .cky-btn:focus-visible,.cky-opt-out-checkbox-wrapper input[type=\"checkbox\"].cky-opt-out-checkbox:focus-visible{outline: 2px solid #1863dc; outline-offset: 2px;}@media (max-width: 440px){.cky-consent-container{width: 100%;}}@media (max-width: 352px){.cky-notice-des a.cky-policy, .cky-notice-btn-wrapper .cky-btn-do-not-sell{font-size: 12px;}}.cky-opt-out-wrapper{padding: 12px 0;}.cky-opt-out-wrapper .cky-opt-out-checkbox-wrapper{display: flex; align-items: center;}.cky-opt-out-checkbox-wrapper .cky-opt-out-checkbox-label{font-size: 16px; font-weight: 700; line-height: 24px; margin: 0 0 0 12px; cursor: pointer;}.cky-opt-out-checkbox-wrapper input[type=\"checkbox\"].cky-opt-out-checkbox{background-color: #ffffff; border: 1px solid black; width: 20px; height: 18.5px; margin: 0; -webkit-appearance: none; position: relative; display: flex; align-items: center; justify-content: center; border-radius: 2px; cursor: pointer;}.cky-opt-out-checkbox-wrapper input[type=\"checkbox\"].cky-opt-out-checkbox:checked{background-color: #1863dc; border: none;}.cky-opt-out-checkbox-wrapper input[type=\"checkbox\"].cky-opt-out-checkbox:checked::after{left: 6px; bottom: 4px; width: 7px; height: 13px; border: solid #ffffff; border-width: 0 3px 3px 0; border-radius: 2px; -webkit-transform: rotate(45deg); -ms-transform: rotate(45deg); transform: rotate(45deg); content: \"\"; position: absolute; box-sizing: border-box;}.cky-opt-out-checkbox-wrapper.cky-disabled .cky-opt-out-checkbox-label,.cky-opt-out-checkbox-wrapper.cky-disabled input[type=\"checkbox\"].cky-opt-out-checkbox{cursor: no-drop;}.cky-gpc-wrapper{margin: 0 0 0 32px;}.cky-footer-wrapper .cky-opt-out-btn-wrapper{display: flex; flex-wrap: wrap; align-items: center; justify-content: center; padding: 22px 24px;}.cky-opt-out-btn-wrapper .cky-btn{flex: auto; max-width: 100%; text-shadow: none; box-shadow: none;}.cky-opt-out-btn-wrapper .cky-btn-cancel{border: 1px solid #dedfe0; background: transparent; color: #858585;}.cky-opt-out-btn-wrapper .cky-btn-confirm{background: #1863dc; color: #ffffff; border: 1px solid #1863dc;}@media (max-width: 352px){.cky-opt-out-checkbox-wrapper .cky-opt-out-checkbox-label{font-size: 14px;}.cky-gpc-wrapper .cky-gpc-desc, .cky-gpc-wrapper .cky-gpc-desc *{font-size: 12px;}.cky-opt-out-checkbox-wrapper input[type=\"checkbox\"].cky-opt-out-checkbox{width: 16px; height: 16px;}.cky-opt-out-checkbox-wrapper input[type=\"checkbox\"].cky-opt-out-checkbox:checked::after{left: 5px; bottom: 4px; width: 3px; height: 9px;}.cky-gpc-wrapper{margin: 0 0 0 28px;}}.video-placeholder-youtube{background-size: 100% 100%; background-position: center; background-repeat: no-repeat; background-color: #b2b0b059; position: relative; display: flex; align-items: center; justify-content: center; max-width: 100%;}.video-placeholder-text-youtube{text-align: center; align-items: center; padding: 10px 16px; background-color: #000000cc; color: #ffffff; border: 1px solid; border-radius: 2px; cursor: pointer;}.video-placeholder-normal{background-image: url(\"\/wp-content\/plugins\/cookie-law-info\/lite\/frontend\/images\/placeholder.svg\"); background-size: 80px; background-position: center; background-repeat: no-repeat; background-color: #b2b0b059; position: relative; display: flex; align-items: flex-end; justify-content: center; max-width: 100%;}.video-placeholder-text-normal{align-items: center; padding: 10px 16px; text-align: center; border: 1px solid; border-radius: 2px; cursor: pointer;}.cky-rtl{direction: rtl; text-align: right;}.cky-rtl .cky-banner-btn-close{left: 9px; right: auto;}.cky-rtl .cky-notice-btn-wrapper .cky-btn:last-child{margin-right: 8px;}.cky-rtl .cky-notice-btn-wrapper .cky-btn:first-child{margin-right: 0;}.cky-rtl .cky-notice-btn-wrapper{margin-left: 0; margin-right: 15px;}.cky-rtl .cky-prefrence-btn-wrapper .cky-btn{margin-right: 8px;}.cky-rtl .cky-prefrence-btn-wrapper .cky-btn:first-child{margin-right: 0;}.cky-rtl .cky-accordion .cky-accordion-chevron i::before{border: none; border-left: 1.4px solid; border-top: 1.4px solid; left: 12px;}.cky-rtl .cky-accordion.cky-accordion-active .cky-accordion-chevron i::before{-webkit-transform: rotate(-135deg); -moz-transform: rotate(-135deg); -ms-transform: rotate(-135deg); -o-transform: rotate(-135deg); transform: rotate(-135deg);}@media (max-width: 768px){.cky-rtl .cky-notice-btn-wrapper{margin-right: 0;}}@media (max-width: 576px){.cky-rtl .cky-notice-btn-wrapper .cky-btn:last-child{margin-right: 0;}.cky-rtl .cky-prefrence-btn-wrapper .cky-btn{margin-right: 0;}.cky-rtl .cky-accordion.cky-accordion-active .cky-accordion-body{padding: 0 22px 0 0;}}@media (max-width: 425px){.cky-rtl .cky-accordion.cky-accordion-active .cky-accordion-body{padding: 0 15px 0 0;}}.cky-rtl .cky-opt-out-btn-wrapper .cky-btn{margin-right: 12px;}.cky-rtl .cky-opt-out-btn-wrapper .cky-btn:first-child{margin-right: 0;}.cky-rtl .cky-opt-out-checkbox-wrapper .cky-opt-out-checkbox-label{margin: 0 12px 0 0;}"}; /* ]]> */ </script> <script type="text/javascript" src="https://financenotepads.com/wp-content/plugins/cookie-law-info/lite/frontend/js/script.min.js?ver=3.3.2" id="cookie-law-info-js"></script> <script type="text/javascript" src="https://financenotepads.com/wp-includes/js/jquery/jquery.min.js?ver=3.7.1" id="jquery-core-js"></script> <script type="text/javascript" src="https://financenotepads.com/wp-includes/js/jquery/jquery-migrate.min.js?ver=3.4.1" id="jquery-migrate-js"></script> <link rel="https://api.w.org/" href="https://financenotepads.com/wp-json/" /><link rel="EditURI" type="application/rsd+xml" title="RSD" href="https://financenotepads.com/xmlrpc.php?rsd" /> <meta name="generator" content="WordPress 6.8.3" /> <style id="cky-style-inline">[data-cky-tag]{visibility:hidden;}</style><style> /* MOBILE - até 767px */ @media (max-width: 767px) { .swiper-benefits-pagination .swiper-pagination-bullet { background-color: #ffffff !important; opacity: 0.5; } .swiper-benefits-pagination .swiper-pagination-bullet-active { background-color: #ffffff !important; opacity: 1; } .footer-custom .footer-columns { display: flex; flex-direction: column; align-items: center; } .footer-custom .footer-logo-col { text-align: center; margin-bottom: 30px; } .footer-custom .footer-logo-col img { margin: 0 auto 15px; } .footer-custom .footer-logo-text { font-size: 14px; margin-bottom: 30px; } .footer-custom .footer-columns-group { display: flex; justify-content: center; flex-wrap: wrap; gap: 10px; margin-bottom: 30px; width: 100%; padding: 0 12px; } .footer-custom .footer-columns-group .footer-col { min-width: 140px; max-width: 180px; text-align: center; flex: 1 1 45%; } .footer-custom .footer-col.transparency { width: 100%; max-width: 500px; text-align: center; } .footer-custom h4 { font-weight: bold; font-size: 18px; margin-bottom: 10px; } .footer-custom .footer-logo-text { margin-top: 10px; max-width: 320px; margin-left: auto; margin-right: auto; font-size: 14px; } .footer-custom .footer-menu { list-style: none; padding: 0; margin: 0; } .footer-custom .footer-menu li a { display: block; color: inherit; text-decoration: none; margin-bottom: 6px; } .footer-custom .footer-menu li a:hover { text-decoration: underline; } } /* DESKTOP */ @media (min-width: 768px) { .footer-custom h4 { font-weight: bold; font-size: 18px; margin-bottom: 10px; text-align: left; } .footer-custom .footer-logo-text { margin-top: 10px; max-width: 320px; margin-left: auto; margin-right: auto; font-size: 14px; text-align: center; } .footer-custom .footer-menu { list-style: none; padding: 0; margin: 0; } .footer-custom .footer-menu li a { display: block; color: inherit; text-decoration: none; margin-bottom: 6px; } .footer-custom .footer-menu li a:hover { text-decoration: underline; } .footer-custom .footer-columns { display: flex; justify-content: space-between; align-items: flex-start; gap: 20px; padding: 60px 0; flex-wrap: wrap; } .footer-custom .footer-logo-col { flex: 1 1 25%; } .footer-custom .footer-columns-group { display: flex; flex: 1 1 25%; justify-content: space-between; gap: 60px; } .footer-custom .footer-columns-group .footer-col { flex: 1; text-align: left; } .footer-custom .footer-col.transparency { flex: 1 1 25%; text-align: left; } } .home-posts-pagination-wrapper { text-align: center; margin-top: 30px; MARGIN: 0 AUTO; font-size: 17px; } .home-posts-pagination-wrapper .pagination { display: inline-flex; gap: 8px; } .home-posts-pagination-wrapper .page-numbers { display: inline-flex; align-items: center; justify-content: center; padding: 10px 16px; border: 1px solid #eee; border-radius: 8px; font-weight: 600; color: #111; text-decoration: none; transition: all 0.2s ease; } .home-posts-pagination-wrapper .page-numbers:hover { background-color: #f3f3f3; } .home-posts-pagination-wrapper .page-numbers.current { background-color: #f9f9f9; border: 2px solid #ccc; } .home-posts-title { color: #3e2723 !important; } .home-posts-tag { color: #6d4c41 !important; } .institutional-home h2 { color: #3e2723 !important; } .institutional-home p { color: #333333 !important; } .benefit-card { background-color: #ffffff !important; border-radius: 15px; padding: 20px; height: 100%; transition: transform 0.3s ease, box-shadow 0.3s ease; } .benefit-card:hover { transform: scale(1.03); box-shadow: 0 8px 24px rgba(0,0,0,0.12); } .benefit-card .card-title { color: #3e2723 !important; font-weight: bold; display: flex; align-items: center; gap: 0px; margin-bottom: 5px; font-size: 18px; } .benefit-card .card-text { color: #333333 !important; font-size: 14px; } .benefits-block .benefits-title { color: #ffffff; font-size: 22px; text-align: center; margin-bottom: 40px; } .benefits-block .benefits-title strong { color: #d7ccc8; } .header { background-color: #5d4037 !important; } a.nav-link span { color: #ffffff !important; transition: color 0.3s ease; } a.nav-link:hover span { color: #bcaaa4 !important; } .search-toggle { color: #ffffff !important; } .search-toggle:hover { color: #bcaaa4 !important; } .fas.fa-search { color: #ffffff !important; } .search-toggle:hover .fas.fa-search { color: #bcaaa4 !important; } .inner { background-color: #efebe9 !important; } .hero-home h1 { color: #3e2723 !important; } .hero-home h1 b { color: #6d4c41 !important; } .hero-home p.lead { color: #333333 !important; } </style><style> .footer-custom { background-color: #3e2723 !important; color: #ffffff !important; } .footer-custom a { color: #ffffff !important; } </style><style type="text/css">.broken_link, a.broken_link { text-decoration: line-through; }</style> <style type="text/css" id="wp-custom-css"> .pp-author-boxes-meta { display: none !important; } .cta-robo-seo { background-color: #4CAF50; /* Cor verde padrão */ color: white!important; padding: 20px 30px; border: none; border-radius: 5px; text-align: center; text-decoration: none; display: inline-block; font-size: 25px; cursor: pointer; transition: background-color 0.3s ease, box-shadow 0.3s ease; } .cta-robo-seo:hover { background-color: #45a049; /* Cor verde mais escura no hover */ box-shadow: 0px 0px 10px rgba(0, 128, 0, 0.5); /* Sombra verde suave */ } /* esconder imagem de capa dentro da pagina do post*/ .card-preview.mt-8 { display: none; } /* corrigir espaçamento dos videos nos posts*/ iframe[src*="youtube.com"] { width: 100%; max-width: 100%; height: auto; aspect-ratio: 16 / 9; } </style> <!-- Google Tag Manager --> <!-- End Google Tag Manager --> <!-- Google tag (gtag.js) --> <!-- end Google tag (gtag.js) --> <style> :root { --header-bg-color: #5d4037; --menu-color: #ffffff; --menu-hover-color: #f0f0f0; } .header { background-color: #5d4037; } </style> </head> <body class="home blog paged paged-8 wp-theme-ddmp-theme"> <!-- Google Tag Manager (noscript) --> <!-- End Google Tag Manager (noscript) --> <div class="page"> <!-- BEGIN header --> <header class="header"> <div class="container"> <nav class="navbar navbar-expand-lg justify-content-between position-relative"> <div class="navbar-brand"> <a class="navbar-logo" href="https://financenotepads.com"> <img class="navbar-pic" src="https://financenotepads.com/wp-content/uploads/2025/05/financenotepads.com_.png" width="160" alt="FINANCE NOTEPADS"> </a> </div> <div class="d-flex align-items-center"> <!-- Botão hamburguer --> <button class="navbar-toggler" type="button" data-toggle="collapse" data-target="#navbarDropdown" aria-controls="navbarDropdown" aria-expanded="false" aria-label="Toggle navigation"> <span class="navbar-toggler-icon"></span> </button> <!-- Lupa no mobile --> <div class="search-container d-lg-none ml-2"> <button class="search-toggle"> <i class="fas fa-search"></i> </button> <form class="search-form" role="search" method="get" action="https://financenotepads.com/"> <input type="search" name="s" class="search-input" placeholder="Search..." aria-label="Search"> <button type="submit" class="search-submit"><i class="fas fa-arrow-right"></i></button> </form> </div> </div> <!-- Menu colapsável --> <div class="collapse navbar-collapse" id="navbarDropdown"> <ul id="menu-menu-principal" class="navbar-nav" itemscope itemtype="http://www.schema.org/SiteNavigationElement"><li id="menu-item-737" class="menu-item menu-item-type-custom menu-item-object-custom current-menu-item menu-item-home active menu-item-737 nav-item"><a itemprop="url" href="https://financenotepads.com/" class="nav-link"><span itemprop="name">Home</span></a></li> <li id="menu-item-540" class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-540 nav-item"><a itemprop="url" href="https://financenotepads.com/category/business-news/" class="nav-link"><span itemprop="name">Business News</span></a></li> <li id="menu-item-541" class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-541 nav-item"><a itemprop="url" href="https://financenotepads.com/category/cryptocurrency-investing/" class="nav-link"><span itemprop="name">Cryptocurrency Investing</span></a></li> <li id="menu-item-542" class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-542 nav-item"><a itemprop="url" href="https://financenotepads.com/category/financial-planning/" class="nav-link"><span itemprop="name">Financial Planning</span></a></li> <li id="menu-item-543" class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-543 nav-item"><a itemprop="url" href="https://financenotepads.com/category/startup-strategies/" class="nav-link"><span itemprop="name">Startup Strategies</span></a></li> </ul> </div> <!-- Lupa no desktop --> <div class="search-container d-none d-lg-flex ml-auto"> <button class="search-toggle"> <i class="fas fa-search"></i> </button> <form class="search-form" role="search" method="get" action="https://financenotepads.com/"> <input type="search" name="s" class="search-input" placeholder="Search..." aria-label="Search"> <button type="submit" class="search-submit"><i class="fas fa-arrow-right"></i></button> </form> </div> </nav> </div> <div class="indicator"> <div class="indicator-position js-indicator-position"></div> </div> </header> <!-- END header --> <!-- BEGIN inner --> <div class="inner"> </div> <div class="section section-blog"> <div class="container"> <div class="row"> <div class="home-posts-desktop d-none d-md-block"> <div class="row"> <div class="col-10 col-lg-4 card"> <a class="card-preview" href="https://financenotepads.com/cybersecurity-regulations-2025-is-your-business-ready/"> <img width="360" height="180" src="https://financenotepads.com/wp-content/uploads/2025/08/financenotepads.com_12_1755790772_fa8f8b27_cover-360x180.jpg" class="card-pic wp-post-image" alt="Cybersecurity Regulations 2025: Is Your Business Ready? - Cover Image" decoding="async" fetchpriority="high" /> </a> <div class="card-body"> <h3 class="card-title"> <a href="https://financenotepads.com/cybersecurity-regulations-2025-is-your-business-ready/">Cybersecurity Regulations 2025: Is Your Business Ready?</a> </h3> <div class="card-text">New cybersecurity regulations are set to take effect in January 2025, requiring businesses in the US to enhance their data protection measures and cybersecurity protocols to avoid potential fines and reputational damage. Are you sure to be compliant? The clock is ticking for businesses across the United States. January 2025 marks the enforcement of new [&hellip;]</div> </div> </div> <div class="col-10 col-lg-4 card"> <a class="card-preview" href="https://financenotepads.com/new-asia-trade-deal-to-lift-us-exports-by-15-full-breakdown/"> <img width="360" height="180" src="https://financenotepads.com/wp-content/uploads/2025/08/financenotepads.com_12_1755790772_e0984c94_cover-360x180.jpg" class="card-pic wp-post-image" alt="New Asia Trade Deal to Lift US Exports by 15%: Full Breakdown - Cover Image" decoding="async" /> </a> <div class="card-body"> <h3 class="card-title"> <a href="https://financenotepads.com/new-asia-trade-deal-to-lift-us-exports-by-15-full-breakdown/">New Asia Trade Deal to Lift US Exports by 15%: Full Breakdown</a> </h3> <div class="card-text">The implementation of a new trade agreement with Asia is projected to boost US exports by 15%, offering a significant economic stimulus through reduced tariffs and enhanced market access. The United States is poised to see a significant upswing in its export economy thanks to a newly minted trade agreement with key Asian nations. The [&hellip;]</div> </div> </div> <div class="col-10 col-lg-4 card"> <a class="card-preview" href="https://financenotepads.com/prepare-for-q3-2025-major-supply-chain-disruptions-forecast/"> <img width="360" height="180" src="https://financenotepads.com/wp-content/uploads/2025/08/financenotepads.com_12_1755790772_8d9b479f_cover-360x180.jpg" class="card-pic wp-post-image" alt="Prepare for Q3 2025: Major Supply Chain Disruptions Forecast - Cover Image" decoding="async" /> </a> <div class="card-body"> <h3 class="card-title"> <a href="https://financenotepads.com/prepare-for-q3-2025-major-supply-chain-disruptions-forecast/">Prepare for Q3 2025: Major Supply Chain Disruptions Forecast</a> </h3> <div class="card-text">Major supply chain disruptions are expected in Q3 2025, impacting businesses globally; proactive preparation through diversification, technology adoption, and robust risk management is crucial to mitigate potential damages. The business landscape is bracing for significant shifts as major supply chain disruptions expected in Q3 2025: how can businesses prepare to adapt and thrive? Understanding the [&hellip;]</div> </div> </div> <div class="col-10 col-lg-4 card"> <a class="card-preview" href="https://financenotepads.com/small-business-loans-navigating-interest-rate-hikes-alternative-option/"> <img width="360" height="180" src="https://financenotepads.com/wp-content/uploads/2025/08/financenotepads.com_12_1755790772_f6aad453_cover-360x180.jpg" class="card-pic wp-post-image" alt="Small Business Loans: Navigating Interest Rate Hikes &amp; Alternative Options - Cover Image" decoding="async" loading="lazy" /> </a> <div class="card-body"> <h3 class="card-title"> <a href="https://financenotepads.com/small-business-loans-navigating-interest-rate-hikes-alternative-option/">Small Business Loans: Navigating Interest Rate Hikes &#038; Alternative Options</a> </h3> <div class="card-text">Small business loan interest rates have recently climbed to around 8%, prompting a need for businesses to explore alternative funding options to secure capital and maintain financial health. This article delves into the factors driving these rate increases and available alternatives. The financial landscape for small businesses is constantly evolving. Recently, small business loan interest [&hellip;]</div> </div> </div> <div class="col-10 col-lg-4 card"> <a class="card-preview" href="https://financenotepads.com/federal-reserve-holds-steady-impact-on-us-businesses-future-outlook/"> <img width="360" height="180" src="https://financenotepads.com/wp-content/uploads/2025/08/financenotepads.com_12_1754331904_1f4dcfa6_cover-360x180.jpg" class="card-pic wp-post-image" alt="Federal Reserve Holds Steady: Impact on US Businesses &amp; Future Outlook - Cover Image" decoding="async" loading="lazy" /> </a> <div class="card-body"> <h3 class="card-title"> <a href="https://financenotepads.com/federal-reserve-holds-steady-impact-on-us-businesses-future-outlook/">Federal Reserve Holds Steady: Impact on US Businesses &#038; Future Outlook</a> </h3> <div class="card-text">Breaking: Federal Reserve Holds Interest Rates Steady at 5.5%, maintaining current levels to assess economic progress, but what implications will this decision have on US businesses navigating inflation and growth in 2024? The **Breaking: Federal Reserve Holds Interest Rates Steady at 5.5%**, marking a pivotal moment for US businesses as they navigate the complexities of [&hellip;]</div> </div> </div> <div class="col-10 col-lg-4 card"> <a class="card-preview" href="https://financenotepads.com/new-sec-crypto-reporting-rules-get-ready-for-2025/"> <img width="360" height="180" src="https://financenotepads.com/wp-content/uploads/2025/08/financenotepads.com_12_1754331904_7f36bc40_cover-360x180.jpg" class="card-pic wp-post-image" alt="New SEC Crypto Reporting Rules: Get Ready for 2025 - Cover Image" decoding="async" loading="lazy" /> </a> <div class="card-body"> <h3 class="card-title"> <a href="https://financenotepads.com/new-sec-crypto-reporting-rules-get-ready-for-2025/">New SEC Crypto Reporting Rules: Get Ready for 2025</a> </h3> <div class="card-text">New SEC regulations on cryptocurrency reporting are set to take effect in January 2025, requiring companies holding crypto assets for clients to include these holdings on their balance sheets, impacting numerous businesses and investors in the US. Are you ready for the sweeping changes coming to cryptocurrency reporting? The SEC is implementing new regulations that [&hellip;]</div> </div> </div> </div> </div> <div class="home-posts-mobile swiper swiper-posts d-block d-md-none" style="padding-bottom: 30px;"> <div class="swiper-wrapper"> <div class="swiper-slide"> <div class="col-10 col-lg-4 card"> <a class="card-preview" href="https://financenotepads.com/stablecoins-impact-on-us-banking-sector-what-you-need-to-know/"> <img width="360" height="180" src="https://financenotepads.com/wp-content/uploads/2025/10/unnamed-file-3-360x180.jpg" class="card-pic wp-post-image" alt="Stablecoins impact on US banking sector: what you need to know" decoding="async" loading="lazy" /> </a> <div class="card-body"> <h3 class="card-title"> <a href="https://financenotepads.com/stablecoins-impact-on-us-banking-sector-what-you-need-to-know/">Stablecoins impact on US banking sector: what you need to know</a> </h3> <div class="card-text">Stablecoins impact on US banking sector is reshaping financial strategies. Discover the implications and benefits now!</div> </div> </div> </div> <div class="swiper-slide"> <div class="col-10 col-lg-4 card"> <a class="card-preview" href="https://financenotepads.com/us-manufacturing-growth-projections-2025-what-to-expect/"> <img width="360" height="180" src="https://financenotepads.com/wp-content/uploads/2025/10/unnamed-file-1-360x180.jpg" class="card-pic wp-post-image" alt="US manufacturing growth projections 2025: what to expect" decoding="async" loading="lazy" /> </a> <div class="card-body"> <h3 class="card-title"> <a href="https://financenotepads.com/us-manufacturing-growth-projections-2025-what-to-expect/">US manufacturing growth projections 2025: what to expect</a> </h3> <div class="card-text">US manufacturing growth projections 2025 show exciting opportunities for businesses. Learn how to prepare for upcoming changes.</div> </div> </div> </div> <div class="swiper-slide"> <div class="col-10 col-lg-4 card"> <a class="card-preview" href="https://financenotepads.com/college-savings-plans-for-millennial-families-a-smart-choice/"> <img width="360" height="180" src="https://financenotepads.com/wp-content/uploads/2025/09/unnamed-file-16-360x180.jpg" class="card-pic wp-post-image" alt="College savings plans for millennial families: a smart choice" decoding="async" loading="lazy" /> </a> <div class="card-body"> <h3 class="card-title"> <a href="https://financenotepads.com/college-savings-plans-for-millennial-families-a-smart-choice/">College savings plans for millennial families: a smart choice</a> </h3> <div class="card-text">College savings plans for millennial families can secure your child's future. Learn how to choose the best option for your needs!</div> </div> </div> </div> <div class="swiper-slide"> <div class="col-10 col-lg-4 card"> <a class="card-preview" href="https://financenotepads.com/seed-funding-trends-for-eco-tech-startups-you-need-to-know/"> <img width="360" height="180" src="https://financenotepads.com/wp-content/uploads/2025/09/unnamed-file-14-360x180.jpg" class="card-pic wp-post-image" alt="Seed funding trends for eco-tech startups you need to know" decoding="async" loading="lazy" /> </a> <div class="card-body"> <h3 class="card-title"> <a href="https://financenotepads.com/seed-funding-trends-for-eco-tech-startups-you-need-to-know/">Seed funding trends for eco-tech startups you need to know</a> </h3> <div class="card-text">Seed funding trends for eco-tech startups are evolving rapidly. Learn how these changes can impact potential investments and opportunities.</div> </div> </div> </div> <div class="swiper-slide"> <div class="col-10 col-lg-4 card"> <a class="card-preview" href="https://financenotepads.com/tax-efficient-investment-portfolios-2025-your-guide-to-success/"> <img width="360" height="180" src="https://financenotepads.com/wp-content/uploads/2025/09/unnamed-file-12-360x180.jpg" class="card-pic wp-post-image" alt="Tax-efficient investment portfolios 2025: your guide to success" decoding="async" loading="lazy" /> </a> <div class="card-body"> <h3 class="card-title"> <a href="https://financenotepads.com/tax-efficient-investment-portfolios-2025-your-guide-to-success/">Tax-efficient investment portfolios 2025: your guide to success</a> </h3> <div class="card-text">Tax-efficient investment portfolios 2025 can help maximize your returns while reducing tax liabilities. Discover strategies that work!</div> </div> </div> </div> <div class="swiper-slide"> <div class="col-10 col-lg-4 card"> <a class="card-preview" href="https://financenotepads.com/bitcoin-institutional-adoption-trends-whats-next/"> <img width="360" height="180" src="https://financenotepads.com/wp-content/uploads/2025/09/unnamed-file-10-360x180.jpg" class="card-pic wp-post-image" alt="Bitcoin institutional adoption trends: what&#039;s next?" decoding="async" loading="lazy" /> </a> <div class="card-body"> <h3 class="card-title"> <a href="https://financenotepads.com/bitcoin-institutional-adoption-trends-whats-next/">Bitcoin institutional adoption trends: what&#8217;s next?</a> </h3> <div class="card-text">Bitcoin institutional adoption trends show significant growth and opportunities. Discover the future potential and challenges behind this trend.</div> </div> </div> </div> </div> <div class="swiper-pagination mt-3"></div> <div class="swiper-button-prev"></div> <div class="swiper-button-next"></div> </div> <div class="home-posts-button-wrapper text-center d-block d-md-none" style="margin-top: 40px;"> <a href="https://financenotepads.com/" style="background-color: #795548; padding: 12px 24px; color: #fff; text-decoration: none; border-radius: 6px;">See more content</a> </div><div class="d-none d-md-block" style="margin: 0 auto;width:100%"><div class="home-posts-pagination-wrapper mt-4"> <nav class="navigation pagination" aria-label="Posts pagination"> <div class="nav-links"><a class="prev page-numbers" href="https://financenotepads.com/page/7/">«</a> <a class="page-numbers" href="https://financenotepads.com/">1</a> <span class="page-numbers dots">&hellip;</span> <a class="page-numbers" href="https://financenotepads.com/page/6/">6</a> <a class="page-numbers" href="https://financenotepads.com/page/7/">7</a> <span aria-current="page" class="page-numbers current">8</span> <a class="page-numbers" href="https://financenotepads.com/page/9/">9</a> <a class="page-numbers" href="https://financenotepads.com/page/10/">10</a> <span class="page-numbers dots">&hellip;</span> <a class="page-numbers" href="https://financenotepads.com/page/36/">36</a> <a class="next page-numbers" href="https://financenotepads.com/page/9/">»</a></div> </nav></div></div> </div> </div> </div> </div> <!-- END inner --> <script src="https://cdn.jsdelivr.net/npm/swiper@10/swiper-bundle.min.js"></script> <script> document.addEventListener('DOMContentLoaded', function () { const swiperBenefits = new Swiper('.benefits-swiper', { loop: false, spaceBetween: 16, pagination: { el: '.swiper-benefits-pagination', clickable: true }, breakpoints: { 0: { slidesPerView: 1 }, 768: { slidesPerView: 3 }, 1024: { slidesPerView: 5 } } }); }); </script> <script> document.addEventListener('DOMContentLoaded', function () { const postSwiper = new Swiper('.home-posts-mobile', { loop: false, spaceBetween: 30, slidesPerView: 1, centeredSlides: true, initialSlide: 0, autoHeight: false, pagination: { el: '.home-posts-mobile .swiper-pagination', clickable: true }, navigation: { nextEl: '.home-posts-mobile .swiper-button-next', prevEl: '.home-posts-mobile .swiper-button-prev', }, breakpoints: { 480: { slidesPerView: 1, }, 640: { slidesPerView: 1, }, 768: { slidesPerView: 1, } } }); }); </script> <script> document.addEventListener('DOMContentLoaded', function () { document.querySelectorAll('.search-toggle').forEach(function (toggle) { toggle.addEventListener('click', function (e) { const container = toggle.closest('.search-container'); container.classList.toggle('open'); e.stopPropagation(); }); }); document.addEventListener('click', function (e) { document.querySelectorAll('.search-container.open').forEach(function (container) { if (!container.contains(e.target)) { container.classList.remove('open'); } }); }); }); </script> <footer class="footer-custom" style="background-color: #3e2723; color: #ffffff;"> <div class="container"> <div class="footer-columns" style="padding: 60px 0;"> <!-- Logo + texto --> <div class="footer-logo-col" style="text-align: center; margin-bottom: 30px;"> <img src="https://financenotepads.com/wp-content/uploads/2025/05/financenotepads.com_.png" alt="Logo" width="180" style="margin: 0 auto 20px;"> </div> <!-- Grupo de colunas --> <div class="footer-columns-group"> <div class="footer-col"> <h4>Company</h4> <ul id="menu-menu-principal-1" class="footer-menu" itemscope itemtype="http://www.schema.org/SiteNavigationElement"><li class="menu-item menu-item-type-custom menu-item-object-custom current-menu-item menu-item-home menu-item-737"><a href="https://financenotepads.com/">Home</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-540"><a href="https://financenotepads.com/category/business-news/">Business News</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-541"><a href="https://financenotepads.com/category/cryptocurrency-investing/">Cryptocurrency Investing</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-542"><a href="https://financenotepads.com/category/financial-planning/">Financial Planning</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-543"><a href="https://financenotepads.com/category/startup-strategies/">Startup Strategies</a></li> </ul> </div> <div class="footer-col"> <h4>Legal</h4> <ul id="menu-menu-rodape" class="footer-menu" itemscope itemtype="http://www.schema.org/SiteNavigationElement"><li id="menu-item-738" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-738"><a href="https://financenotepads.com/about-us/">About Us</a></li> <li id="menu-item-739" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-739"><a href="https://financenotepads.com/contact/">Contact</a></li> <li id="menu-item-740" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-740"><a href="https://financenotepads.com/privacy-policy/">Privacy Policy</a></li> <li id="menu-item-741" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-741"><a href="https://financenotepads.com/terms-and-conditions/">Terms and Conditions</a></li> </ul> </div> </div> <!-- Coluna de Transparência --> <div class="footer-col transparency"> <h4>Disclaimer</h4> <p>The information provided on financenotepads.com is for informational purposes only and does not constitute financial advice. We are not responsible or liable for any losses or damages arising from the use of this information. Users are solely responsible for their investment decisions. Consult with a qualified professional before making any financial decisions. All content is subject to our terms and conditions.</p> </div> </div> </div> <!-- Linha separadora de tela cheia --> <div style="width: 100%; border-top: 1px solid #5d4037;"></div> <!-- Container final de copyright --> <div style="width: 100%; background-color: #1b0000; padding: 12px 0; color: #ffffff; text-align: center;"> <div class="container"> <p style="font-size: 12px; margin: 0;">© 2025 financenotepads.com. All rights reserved.</p> <p style="font-size: 11px; margin: 5px 0 0 0; opacity: 0.8;"></p> </div> </div> </footer> <script type="speculationrules"> {"prefetch":[{"source":"document","where":{"and":[{"href_matches":"\/*"},{"not":{"href_matches":["\/wp-*.php","\/wp-admin\/*","\/wp-content\/uploads\/*","\/wp-content\/*","\/wp-content\/plugins\/*","\/wp-content\/themes\/ddmp-theme\/*","\/*\\?(.+)"]}},{"not":{"selector_matches":"a[rel~=\"nofollow\"]"}},{"not":{"selector_matches":".no-prefetch, .no-prefetch a"}}]},"eagerness":"conservative"}]} </script> <script id="ckyBannerTemplate" type="text/template"><div class="cky-overlay cky-hide"></div><div class="cky-btn-revisit-wrapper cky-revisit-hide" data-cky-tag="revisit-consent" data-tooltip="Consent Preferences" style="background-color:#0056A7"> <button class="cky-btn-revisit" aria-label="Consent Preferences"> <img src="https://financenotepads.com/wp-content/plugins/cookie-law-info/lite/frontend/images/revisit.svg" alt="Revisit consent button"> </button></div><div class="cky-consent-container cky-hide" tabindex="0"> <div class="cky-consent-bar" data-cky-tag="notice" style="background-color:#FFFFFF;border-color:#F4F4F4"> <div class="cky-notice"> <p class="cky-title" role="heading" aria-level="1" data-cky-tag="title" style="color:#212121">We value your privacy</p><div class="cky-notice-group"> <div class="cky-notice-des" data-cky-tag="description" style="color:#212121"> <p>We use cookies to enhance your browsing experience, serve personalised ads or content, and analyse our traffic. By clicking "Accept All", you consent to our use of cookies.</p> </div><div class="cky-notice-btn-wrapper" data-cky-tag="notice-buttons"> <button class="cky-btn cky-btn-customize" aria-label="Customise" data-cky-tag="settings-button" style="color:#1863DC;background-color:transparent;border-color:#1863DC">Customise</button> <button class="cky-btn cky-btn-reject" aria-label="Reject All" data-cky-tag="reject-button" style="color:#1863DC;background-color:transparent;border-color:#1863DC">Reject All</button> <button class="cky-btn cky-btn-accept" aria-label="Accept All" data-cky-tag="accept-button" style="color:#FFFFFF;background-color:#1863DC;border-color:#1863DC">Accept All</button> </div></div></div></div></div><div class="cky-modal" tabindex="0"> <div class="cky-preference-center" data-cky-tag="detail" style="color:#212121;background-color:#FFFFFF;border-color:#F4F4F4"> <div class="cky-preference-header"> <span class="cky-preference-title" role="heading" aria-level="1" data-cky-tag="detail-title" style="color:#212121">Customise Consent Preferences</span> <button class="cky-btn-close" aria-label="[cky_preference_close_label]" data-cky-tag="detail-close"> <img src="https://financenotepads.com/wp-content/plugins/cookie-law-info/lite/frontend/images/close.svg" alt="Close"> </button> </div><div class="cky-preference-body-wrapper"> <div class="cky-preference-content-wrapper" data-cky-tag="detail-description" style="color:#212121"> <p>We use cookies to help you navigate efficiently and perform certain functions. You will find detailed information about all cookies under each consent category below.</p><p>The cookies that are categorised as "Necessary" are stored on your browser as they are essential for enabling the basic functionalities of the site. </p><p>We also use third-party cookies that help us analyse how you use this website, store your preferences, and provide the content and advertisements that are relevant to you. These cookies will only be stored in your browser with your prior consent.</p><p>You can choose to enable or disable some or all of these cookies but disabling some of them may affect your browsing experience.</p> </div><div class="cky-accordion-wrapper" data-cky-tag="detail-categories"> <div class="cky-accordion" id="ckyDetailCategorynecessary"> <div class="cky-accordion-item"> <div class="cky-accordion-chevron"><i class="cky-chevron-right"></i></div> <div class="cky-accordion-header-wrapper"> <div class="cky-accordion-header"><button class="cky-accordion-btn" aria-label="Necessary" data-cky-tag="detail-category-title" style="color:#212121">Necessary</button><span class="cky-always-active">Always Active</span> <div class="cky-switch" data-cky-tag="detail-category-toggle"><input type="checkbox" id="ckySwitchnecessary"></div> </div> <div class="cky-accordion-header-des" data-cky-tag="detail-category-description" style="color:#212121"> <p>Necessary cookies are required to enable the basic features of this site, such as providing secure log-in or adjusting your consent preferences. These cookies do not store any personally identifiable data.</p></div> </div> </div> <div class="cky-accordion-body"> <div class="cky-audit-table" data-cky-tag="audit-table" style="color:#212121;background-color:#f4f4f4;border-color:#ebebeb"><p class="cky-empty-cookies-text">No cookies to display.</p></div> </div> </div><div class="cky-accordion" id="ckyDetailCategoryfunctional"> <div class="cky-accordion-item"> <div class="cky-accordion-chevron"><i class="cky-chevron-right"></i></div> <div class="cky-accordion-header-wrapper"> <div class="cky-accordion-header"><button class="cky-accordion-btn" aria-label="Functional" data-cky-tag="detail-category-title" style="color:#212121">Functional</button><span class="cky-always-active">Always Active</span> <div class="cky-switch" data-cky-tag="detail-category-toggle"><input type="checkbox" id="ckySwitchfunctional"></div> </div> <div class="cky-accordion-header-des" data-cky-tag="detail-category-description" style="color:#212121"> <p>Functional cookies help perform certain functionalities like sharing the content of the website on social media platforms, collecting feedback, and other third-party features.</p></div> </div> </div> <div class="cky-accordion-body"> <div class="cky-audit-table" data-cky-tag="audit-table" style="color:#212121;background-color:#f4f4f4;border-color:#ebebeb"><p class="cky-empty-cookies-text">No cookies to display.</p></div> </div> </div><div class="cky-accordion" id="ckyDetailCategoryanalytics"> <div class="cky-accordion-item"> <div class="cky-accordion-chevron"><i class="cky-chevron-right"></i></div> <div class="cky-accordion-header-wrapper"> <div class="cky-accordion-header"><button class="cky-accordion-btn" aria-label="Analytics" data-cky-tag="detail-category-title" style="color:#212121">Analytics</button><span class="cky-always-active">Always Active</span> <div class="cky-switch" data-cky-tag="detail-category-toggle"><input type="checkbox" id="ckySwitchanalytics"></div> </div> <div class="cky-accordion-header-des" data-cky-tag="detail-category-description" style="color:#212121"> <p>Analytical cookies are used to understand how visitors interact with the website. These cookies help provide information on metrics such as the number of visitors, bounce rate, traffic source, etc.</p></div> </div> </div> <div class="cky-accordion-body"> <div class="cky-audit-table" data-cky-tag="audit-table" style="color:#212121;background-color:#f4f4f4;border-color:#ebebeb"><p class="cky-empty-cookies-text">No cookies to display.</p></div> </div> </div><div class="cky-accordion" id="ckyDetailCategoryperformance"> <div class="cky-accordion-item"> <div class="cky-accordion-chevron"><i class="cky-chevron-right"></i></div> <div class="cky-accordion-header-wrapper"> <div class="cky-accordion-header"><button class="cky-accordion-btn" aria-label="Performance" data-cky-tag="detail-category-title" style="color:#212121">Performance</button><span class="cky-always-active">Always Active</span> <div class="cky-switch" data-cky-tag="detail-category-toggle"><input type="checkbox" id="ckySwitchperformance"></div> </div> <div class="cky-accordion-header-des" data-cky-tag="detail-category-description" style="color:#212121"> <p>Performance cookies are used to understand and analyse the key performance indexes of the website which helps in delivering a better user experience for the visitors.</p></div> </div> </div> <div class="cky-accordion-body"> <div class="cky-audit-table" data-cky-tag="audit-table" style="color:#212121;background-color:#f4f4f4;border-color:#ebebeb"><p class="cky-empty-cookies-text">No cookies to display.</p></div> </div> </div><div class="cky-accordion" id="ckyDetailCategoryadvertisement"> <div class="cky-accordion-item"> <div class="cky-accordion-chevron"><i class="cky-chevron-right"></i></div> <div class="cky-accordion-header-wrapper"> <div class="cky-accordion-header"><button class="cky-accordion-btn" aria-label="Advertisement" data-cky-tag="detail-category-title" style="color:#212121">Advertisement</button><span class="cky-always-active">Always Active</span> <div class="cky-switch" data-cky-tag="detail-category-toggle"><input type="checkbox" id="ckySwitchadvertisement"></div> </div> <div class="cky-accordion-header-des" data-cky-tag="detail-category-description" style="color:#212121"> <p>Advertisement cookies are used to provide visitors with customised advertisements based on the pages you visited previously and to analyse the effectiveness of the ad campaigns.</p></div> </div> </div> <div class="cky-accordion-body"> <div class="cky-audit-table" data-cky-tag="audit-table" style="color:#212121;background-color:#f4f4f4;border-color:#ebebeb"><p class="cky-empty-cookies-text">No cookies to display.</p></div> </div> </div> </div></div><div class="cky-footer-wrapper"> <span class="cky-footer-shadow"></span> <div class="cky-prefrence-btn-wrapper" data-cky-tag="detail-buttons"> <button class="cky-btn cky-btn-reject" aria-label="Reject All" data-cky-tag="detail-reject-button" style="color:#1863DC;background-color:transparent;border-color:#1863DC"> Reject All </button> <button class="cky-btn cky-btn-preferences" aria-label="Save My Preferences" data-cky-tag="detail-save-button" style="color:#1863DC;background-color:transparent;border-color:#1863DC"> Save My Preferences </button> <button class="cky-btn cky-btn-accept" aria-label="Accept All" data-cky-tag="detail-accept-button" style="color:#ffffff;background-color:#1863DC;border-color:#1863DC"> Accept All </button> </div></div></div></div></script><script type="text/javascript" src="https://financenotepads.com/wp-content/themes/ddmp-theme/js/search-toggle.js?ver=1754347631" id="search-toggle-js"></script> </body> </html>