Financial Planning for Millennials: Build a Solid Foundation - Cover Image

Financial Planning for Millennials: Build a Solid Foundation

Financial planning for millennials is about setting financial goals, creating a budget, managing debt, investing wisely, and planning for retirement to achieve long-term financial security and success. Financial planning for millennials is not just a trend; it’s a necessity in today’s complex financial landscape. With unique challenges like student loan debt, a competitive job market, […]
Small Business Confidence Plummets: Recession Looming in the US? - Cover Image

Small Business Confidence Plummets: Recession Looming in the US?

The recent 5-point drop in the Small Business Confidence Index has sparked concerns about a potential recession in the US, prompting economists and business owners alike to closely monitor economic indicators and prepare for possible downturn scenarios. The **Small Business Confidence Index drops 5 points**, painting a concerning picture for the US economy. Is a […]
US Manufacturing Slowdown: Latest Data and Sector Impact - Cover Image

US Manufacturing Slowdown: Latest Data and Sector Impact

US Manufacturing Sector Growth Slows: What Does the Latest Data Reveal? Recent indicators suggest a deceleration in the expansion of the U.S. manufacturing sector, prompting concerns about potential economic headwinds and sparking debates among analysts regarding the underlying causes and future implications. Is the US manufacturing sector losing steam? Recent data indicates a slowdown in […]
Financial Advisor 2025: Choosing the Right One for Your Needs - Cover Image

Financial Advisor 2025: Choosing the Right One for Your Needs

In 2025, the role of a financial advisor is crucial for navigating complex markets and achieving financial goals; selecting the right advisor requires assessing your needs, understanding advisor qualifications, and evaluating their approach to financial planning. Navigating the complexities of personal finance can feel overwhelming. As we head into 2025, understanding the role of a […]
Financial Planning for Gen X: Catching Up and Retirement Strategies - Cover Image

Financial Planning for Gen X: Catching Up and Retirement Strategies

Financial planning for Gen X involves strategic approaches to catch up on retirement savings, manage debt, and secure long-term financial stability amid unique economic challenges. Financial Planning for Gen X: Catching Up and Preparing for Retirement is a critical focus for those born between 1965 and 1980, who often find themselves juggling competing financial priorities […]
Financial Planning for Seniors: Maximize Income & Protect Assets - Cover Image

Financial Planning for Seniors: Maximize Income & Protect Assets

Financial planning for seniors involves maximizing income through strategic investments and social security optimization, while protecting assets by understanding long-term care costs, estate planning, and fraud prevention. Navigating the complexities of financial stability in retirement can be daunting. This article provides a comprehensive guide to financial planning for seniors, focusing on strategies to maximize income […]
Strategies for reducing credit card debt effectively

Strategies for reducing credit card debt effectively

Strategies for reducing credit card debt can save you money and stress. Discover valuable tips to regain control over your finances.
Stablecoins impact on US banking sector: what you need to know

Stablecoins impact on US banking sector: what you need to know

Stablecoins impact on US banking sector is reshaping financial strategies. Discover the implications and benefits now!
US manufacturing growth projections 2025: what to expect

US manufacturing growth projections 2025: what to expect

US manufacturing growth projections 2025 show exciting opportunities for businesses. Learn how to prepare for upcoming changes.
College savings plans for millennial families: a smart choice

College savings plans for millennial families: a smart choice

College savings plans for millennial families can secure your child's future. Learn how to choose the best option for your needs!
Seed funding trends for eco-tech startups you need to know

Seed funding trends for eco-tech startups you need to know

Seed funding trends for eco-tech startups are evolving rapidly. Learn how these changes can impact potential investments and opportunities.
Tax-efficient investment portfolios 2025: your guide to success

Tax-efficient investment portfolios 2025: your guide to success

Tax-efficient investment portfolios 2025 can help maximize your returns while reducing tax liabilities. Discover strategies that work!
See more content
<!doctype html> <html lang="en-US"> <head> <link rel='preload' as='script' href='https://securepubads.g.doubleclick.net/tag/js/gpt.js' /> <!-- wrapper --> <!-- wrapper --> <meta charset="UTF-8" /> <title>FINANCE NOTEPADS - Page 18 of 36 -</title> <meta http-equiv="X-UA-Compatible" content="IE=Edge"> <meta name="viewport" content="width=device-width, initial-scale=1"> <!-- search console verification --> <!-- search console verification --> <link rel="icon" href=""> <link rel="preconnect" href="https://fonts.googleapis.com"> <link rel="preconnect" href="https://fonts.gstatic.com" crossorigin> <link href="https://fonts.googleapis.com/css2?family=PT+Sans:wght@400;700&display=swap" rel="stylesheet"> <link rel="stylesheet" media="all" href="https://financenotepads.com/wp-content/themes/ddmp-theme/css/bootstrap.min.css?ver=1754347631"> <link rel="stylesheet" href="https://cdn.jsdelivr.net/npm/swiper@10/swiper-bundle.min.css" /> <!-- jQuery (necessário para Bootstrap 4 ou inferior) --> <script src="https://code.jquery.com/jquery-3.6.0.min.js"></script> <!-- Bootstrap JS (versão compatível com seu CSS atual) --> <script src="https://cdn.jsdelivr.net/npm/[email protected]/dist/js/bootstrap.bundle.min.js"></script> <link rel="stylesheet" href="https://cdnjs.cloudflare.com/ajax/libs/font-awesome/5.15.4/css/all.min.css"> <meta name='robots' content='index, follow, max-image-preview:large, max-snippet:-1, max-video-preview:-1' /> <style>img:is([sizes="auto" i], [sizes^="auto," i]) { contain-intrinsic-size: 3000px 1500px }</style> <!-- This site is optimized with the Yoast SEO plugin v25.6 - https://yoast.com/wordpress/plugins/seo/ --> <link rel="canonical" href="https://financenotepads.com/page/18/" /> <link rel="prev" href="https://financenotepads.com/page/17/" /> <link rel="next" href="https://financenotepads.com/page/19/" /> <meta property="og:locale" content="en_US" /> <meta property="og:type" content="website" /> <meta property="og:title" content="FINANCE NOTEPADS" /> <meta property="og:url" content="https://financenotepads.com/" /> <meta property="og:site_name" content="FINANCE NOTEPADS" /> <meta name="twitter:card" content="summary_large_image" /> <script type="application/ld+json" class="yoast-schema-graph">{"@context":"https://schema.org","@graph":[{"@type":"CollectionPage","@id":"https://financenotepads.com/","url":"https://financenotepads.com/page/18/","name":"FINANCE NOTEPADS - Page 18 of 36 -","isPartOf":{"@id":"https://financenotepads.com/#website"},"breadcrumb":{"@id":"https://financenotepads.com/page/18/#breadcrumb"},"inLanguage":"en-US"},{"@type":"BreadcrumbList","@id":"https://financenotepads.com/page/18/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Início"}]},{"@type":"WebSite","@id":"https://financenotepads.com/#website","url":"https://financenotepads.com/","name":"FINANCENOTEPADS.COM @ DATA2","description":"","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https://financenotepads.com/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"}]}</script> <!-- / Yoast SEO plugin. --> <link rel='dns-prefetch' href='//fonts.googleapis.com' /> <script type="text/javascript"> /* <![CDATA[ */ window._wpemojiSettings = {"baseUrl":"https:\/\/s.w.org\/images\/core\/emoji\/16.0.1\/72x72\/","ext":".png","svgUrl":"https:\/\/s.w.org\/images\/core\/emoji\/16.0.1\/svg\/","svgExt":".svg","source":{"concatemoji":"https:\/\/financenotepads.com\/wp-includes\/js\/wp-emoji-release.min.js?ver=6.8.3"}}; /*! This file is auto-generated */ !function(s,n){var o,i,e;function c(e){try{var t={supportTests:e,timestamp:(new Date).valueOf()};sessionStorage.setItem(o,JSON.stringify(t))}catch(e){}}function p(e,t,n){e.clearRect(0,0,e.canvas.width,e.canvas.height),e.fillText(t,0,0);var t=new Uint32Array(e.getImageData(0,0,e.canvas.width,e.canvas.height).data),a=(e.clearRect(0,0,e.canvas.width,e.canvas.height),e.fillText(n,0,0),new Uint32Array(e.getImageData(0,0,e.canvas.width,e.canvas.height).data));return t.every(function(e,t){return e===a[t]})}function u(e,t){e.clearRect(0,0,e.canvas.width,e.canvas.height),e.fillText(t,0,0);for(var n=e.getImageData(16,16,1,1),a=0;a<n.data.length;a++)if(0!==n.data[a])return!1;return!0}function f(e,t,n,a){switch(t){case"flag":return n(e,"\ud83c\udff3\ufe0f\u200d\u26a7\ufe0f","\ud83c\udff3\ufe0f\u200b\u26a7\ufe0f")?!1:!n(e,"\ud83c\udde8\ud83c\uddf6","\ud83c\udde8\u200b\ud83c\uddf6")&&!n(e,"\ud83c\udff4\udb40\udc67\udb40\udc62\udb40\udc65\udb40\udc6e\udb40\udc67\udb40\udc7f","\ud83c\udff4\u200b\udb40\udc67\u200b\udb40\udc62\u200b\udb40\udc65\u200b\udb40\udc6e\u200b\udb40\udc67\u200b\udb40\udc7f");case"emoji":return!a(e,"\ud83e\udedf")}return!1}function g(e,t,n,a){var r="undefined"!=typeof WorkerGlobalScope&&self instanceof WorkerGlobalScope?new OffscreenCanvas(300,150):s.createElement("canvas"),o=r.getContext("2d",{willReadFrequently:!0}),i=(o.textBaseline="top",o.font="600 32px Arial",{});return e.forEach(function(e){i[e]=t(o,e,n,a)}),i}function t(e){var t=s.createElement("script");t.src=e,t.defer=!0,s.head.appendChild(t)}"undefined"!=typeof Promise&&(o="wpEmojiSettingsSupports",i=["flag","emoji"],n.supports={everything:!0,everythingExceptFlag:!0},e=new Promise(function(e){s.addEventListener("DOMContentLoaded",e,{once:!0})}),new Promise(function(t){var n=function(){try{var e=JSON.parse(sessionStorage.getItem(o));if("object"==typeof e&&"number"==typeof e.timestamp&&(new Date).valueOf()<e.timestamp+604800&&"object"==typeof e.supportTests)return e.supportTests}catch(e){}return null}();if(!n){if("undefined"!=typeof Worker&&"undefined"!=typeof OffscreenCanvas&&"undefined"!=typeof URL&&URL.createObjectURL&&"undefined"!=typeof Blob)try{var e="postMessage("+g.toString()+"("+[JSON.stringify(i),f.toString(),p.toString(),u.toString()].join(",")+"));",a=new Blob([e],{type:"text/javascript"}),r=new Worker(URL.createObjectURL(a),{name:"wpTestEmojiSupports"});return void(r.onmessage=function(e){c(n=e.data),r.terminate(),t(n)})}catch(e){}c(n=g(i,f,p,u))}t(n)}).then(function(e){for(var t in e)n.supports[t]=e[t],n.supports.everything=n.supports.everything&&n.supports[t],"flag"!==t&&(n.supports.everythingExceptFlag=n.supports.everythingExceptFlag&&n.supports[t]);n.supports.everythingExceptFlag=n.supports.everythingExceptFlag&&!n.supports.flag,n.DOMReady=!1,n.readyCallback=function(){n.DOMReady=!0}}).then(function(){return e}).then(function(){var e;n.supports.everything||(n.readyCallback(),(e=n.source||{}).concatemoji?t(e.concatemoji):e.wpemoji&&e.twemoji&&(t(e.twemoji),t(e.wpemoji)))}))}((window,document),window._wpemojiSettings); /* ]]> */ </script> <link rel='stylesheet' id='google-font-css' href='https://fonts.googleapis.com/css2?family=PT+Sans:wght@400;700&#038;display=swap' type='text/css' media='all' /> <style id='wp-emoji-styles-inline-css' type='text/css'> img.wp-smiley, img.emoji { display: inline !important; border: none !important; box-shadow: none !important; height: 1em !important; width: 1em !important; margin: 0 0.07em !important; vertical-align: -0.1em !important; background: none !important; padding: 0 !important; } </style> <link rel='stylesheet' id='wp-block-library-css' href='https://financenotepads.com/wp-includes/css/dist/block-library/style.min.css?ver=6.8.3' type='text/css' media='all' /> <style id='classic-theme-styles-inline-css' type='text/css'> /*! This file is auto-generated */ .wp-block-button__link{color:#fff;background-color:#32373c;border-radius:9999px;box-shadow:none;text-decoration:none;padding:calc(.667em + 2px) calc(1.333em + 2px);font-size:1.125em}.wp-block-file__button{background:#32373c;color:#fff;text-decoration:none} </style> <style id='global-styles-inline-css' type='text/css'> :root{--wp--preset--aspect-ratio--square: 1;--wp--preset--aspect-ratio--4-3: 4/3;--wp--preset--aspect-ratio--3-4: 3/4;--wp--preset--aspect-ratio--3-2: 3/2;--wp--preset--aspect-ratio--2-3: 2/3;--wp--preset--aspect-ratio--16-9: 16/9;--wp--preset--aspect-ratio--9-16: 9/16;--wp--preset--color--black: #000000;--wp--preset--color--cyan-bluish-gray: #abb8c3;--wp--preset--color--white: #ffffff;--wp--preset--color--pale-pink: #f78da7;--wp--preset--color--vivid-red: #cf2e2e;--wp--preset--color--luminous-vivid-orange: #ff6900;--wp--preset--color--luminous-vivid-amber: #fcb900;--wp--preset--color--light-green-cyan: #7bdcb5;--wp--preset--color--vivid-green-cyan: #00d084;--wp--preset--color--pale-cyan-blue: #8ed1fc;--wp--preset--color--vivid-cyan-blue: #0693e3;--wp--preset--color--vivid-purple: #9b51e0;--wp--preset--gradient--vivid-cyan-blue-to-vivid-purple: linear-gradient(135deg,rgba(6,147,227,1) 0%,rgb(155,81,224) 100%);--wp--preset--gradient--light-green-cyan-to-vivid-green-cyan: linear-gradient(135deg,rgb(122,220,180) 0%,rgb(0,208,130) 100%);--wp--preset--gradient--luminous-vivid-amber-to-luminous-vivid-orange: linear-gradient(135deg,rgba(252,185,0,1) 0%,rgba(255,105,0,1) 100%);--wp--preset--gradient--luminous-vivid-orange-to-vivid-red: linear-gradient(135deg,rgba(255,105,0,1) 0%,rgb(207,46,46) 100%);--wp--preset--gradient--very-light-gray-to-cyan-bluish-gray: linear-gradient(135deg,rgb(238,238,238) 0%,rgb(169,184,195) 100%);--wp--preset--gradient--cool-to-warm-spectrum: linear-gradient(135deg,rgb(74,234,220) 0%,rgb(151,120,209) 20%,rgb(207,42,186) 40%,rgb(238,44,130) 60%,rgb(251,105,98) 80%,rgb(254,248,76) 100%);--wp--preset--gradient--blush-light-purple: linear-gradient(135deg,rgb(255,206,236) 0%,rgb(152,150,240) 100%);--wp--preset--gradient--blush-bordeaux: linear-gradient(135deg,rgb(254,205,165) 0%,rgb(254,45,45) 50%,rgb(107,0,62) 100%);--wp--preset--gradient--luminous-dusk: linear-gradient(135deg,rgb(255,203,112) 0%,rgb(199,81,192) 50%,rgb(65,88,208) 100%);--wp--preset--gradient--pale-ocean: linear-gradient(135deg,rgb(255,245,203) 0%,rgb(182,227,212) 50%,rgb(51,167,181) 100%);--wp--preset--gradient--electric-grass: linear-gradient(135deg,rgb(202,248,128) 0%,rgb(113,206,126) 100%);--wp--preset--gradient--midnight: linear-gradient(135deg,rgb(2,3,129) 0%,rgb(40,116,252) 100%);--wp--preset--font-size--small: 13px;--wp--preset--font-size--medium: 20px;--wp--preset--font-size--large: 36px;--wp--preset--font-size--x-large: 42px;--wp--preset--spacing--20: 0.44rem;--wp--preset--spacing--30: 0.67rem;--wp--preset--spacing--40: 1rem;--wp--preset--spacing--50: 1.5rem;--wp--preset--spacing--60: 2.25rem;--wp--preset--spacing--70: 3.38rem;--wp--preset--spacing--80: 5.06rem;--wp--preset--shadow--natural: 6px 6px 9px rgba(0, 0, 0, 0.2);--wp--preset--shadow--deep: 12px 12px 50px rgba(0, 0, 0, 0.4);--wp--preset--shadow--sharp: 6px 6px 0px rgba(0, 0, 0, 0.2);--wp--preset--shadow--outlined: 6px 6px 0px -3px rgba(255, 255, 255, 1), 6px 6px rgba(0, 0, 0, 1);--wp--preset--shadow--crisp: 6px 6px 0px rgba(0, 0, 0, 1);}:where(.is-layout-flex){gap: 0.5em;}:where(.is-layout-grid){gap: 0.5em;}body .is-layout-flex{display: flex;}.is-layout-flex{flex-wrap: wrap;align-items: center;}.is-layout-flex > :is(*, div){margin: 0;}body .is-layout-grid{display: grid;}.is-layout-grid > :is(*, div){margin: 0;}:where(.wp-block-columns.is-layout-flex){gap: 2em;}:where(.wp-block-columns.is-layout-grid){gap: 2em;}:where(.wp-block-post-template.is-layout-flex){gap: 1.25em;}:where(.wp-block-post-template.is-layout-grid){gap: 1.25em;}.has-black-color{color: var(--wp--preset--color--black) !important;}.has-cyan-bluish-gray-color{color: var(--wp--preset--color--cyan-bluish-gray) !important;}.has-white-color{color: var(--wp--preset--color--white) !important;}.has-pale-pink-color{color: var(--wp--preset--color--pale-pink) !important;}.has-vivid-red-color{color: var(--wp--preset--color--vivid-red) !important;}.has-luminous-vivid-orange-color{color: var(--wp--preset--color--luminous-vivid-orange) !important;}.has-luminous-vivid-amber-color{color: var(--wp--preset--color--luminous-vivid-amber) !important;}.has-light-green-cyan-color{color: var(--wp--preset--color--light-green-cyan) !important;}.has-vivid-green-cyan-color{color: var(--wp--preset--color--vivid-green-cyan) !important;}.has-pale-cyan-blue-color{color: var(--wp--preset--color--pale-cyan-blue) !important;}.has-vivid-cyan-blue-color{color: var(--wp--preset--color--vivid-cyan-blue) !important;}.has-vivid-purple-color{color: var(--wp--preset--color--vivid-purple) !important;}.has-black-background-color{background-color: var(--wp--preset--color--black) !important;}.has-cyan-bluish-gray-background-color{background-color: var(--wp--preset--color--cyan-bluish-gray) !important;}.has-white-background-color{background-color: var(--wp--preset--color--white) !important;}.has-pale-pink-background-color{background-color: var(--wp--preset--color--pale-pink) !important;}.has-vivid-red-background-color{background-color: var(--wp--preset--color--vivid-red) !important;}.has-luminous-vivid-orange-background-color{background-color: var(--wp--preset--color--luminous-vivid-orange) !important;}.has-luminous-vivid-amber-background-color{background-color: var(--wp--preset--color--luminous-vivid-amber) !important;}.has-light-green-cyan-background-color{background-color: var(--wp--preset--color--light-green-cyan) !important;}.has-vivid-green-cyan-background-color{background-color: var(--wp--preset--color--vivid-green-cyan) !important;}.has-pale-cyan-blue-background-color{background-color: var(--wp--preset--color--pale-cyan-blue) !important;}.has-vivid-cyan-blue-background-color{background-color: var(--wp--preset--color--vivid-cyan-blue) !important;}.has-vivid-purple-background-color{background-color: var(--wp--preset--color--vivid-purple) !important;}.has-black-border-color{border-color: var(--wp--preset--color--black) !important;}.has-cyan-bluish-gray-border-color{border-color: var(--wp--preset--color--cyan-bluish-gray) !important;}.has-white-border-color{border-color: var(--wp--preset--color--white) !important;}.has-pale-pink-border-color{border-color: var(--wp--preset--color--pale-pink) !important;}.has-vivid-red-border-color{border-color: var(--wp--preset--color--vivid-red) !important;}.has-luminous-vivid-orange-border-color{border-color: var(--wp--preset--color--luminous-vivid-orange) !important;}.has-luminous-vivid-amber-border-color{border-color: var(--wp--preset--color--luminous-vivid-amber) !important;}.has-light-green-cyan-border-color{border-color: var(--wp--preset--color--light-green-cyan) !important;}.has-vivid-green-cyan-border-color{border-color: var(--wp--preset--color--vivid-green-cyan) !important;}.has-pale-cyan-blue-border-color{border-color: var(--wp--preset--color--pale-cyan-blue) !important;}.has-vivid-cyan-blue-border-color{border-color: var(--wp--preset--color--vivid-cyan-blue) !important;}.has-vivid-purple-border-color{border-color: var(--wp--preset--color--vivid-purple) !important;}.has-vivid-cyan-blue-to-vivid-purple-gradient-background{background: var(--wp--preset--gradient--vivid-cyan-blue-to-vivid-purple) !important;}.has-light-green-cyan-to-vivid-green-cyan-gradient-background{background: var(--wp--preset--gradient--light-green-cyan-to-vivid-green-cyan) !important;}.has-luminous-vivid-amber-to-luminous-vivid-orange-gradient-background{background: var(--wp--preset--gradient--luminous-vivid-amber-to-luminous-vivid-orange) !important;}.has-luminous-vivid-orange-to-vivid-red-gradient-background{background: var(--wp--preset--gradient--luminous-vivid-orange-to-vivid-red) !important;}.has-very-light-gray-to-cyan-bluish-gray-gradient-background{background: var(--wp--preset--gradient--very-light-gray-to-cyan-bluish-gray) !important;}.has-cool-to-warm-spectrum-gradient-background{background: var(--wp--preset--gradient--cool-to-warm-spectrum) !important;}.has-blush-light-purple-gradient-background{background: var(--wp--preset--gradient--blush-light-purple) !important;}.has-blush-bordeaux-gradient-background{background: var(--wp--preset--gradient--blush-bordeaux) !important;}.has-luminous-dusk-gradient-background{background: var(--wp--preset--gradient--luminous-dusk) !important;}.has-pale-ocean-gradient-background{background: var(--wp--preset--gradient--pale-ocean) !important;}.has-electric-grass-gradient-background{background: var(--wp--preset--gradient--electric-grass) !important;}.has-midnight-gradient-background{background: var(--wp--preset--gradient--midnight) !important;}.has-small-font-size{font-size: var(--wp--preset--font-size--small) !important;}.has-medium-font-size{font-size: var(--wp--preset--font-size--medium) !important;}.has-large-font-size{font-size: var(--wp--preset--font-size--large) !important;}.has-x-large-font-size{font-size: var(--wp--preset--font-size--x-large) !important;} :where(.wp-block-post-template.is-layout-flex){gap: 1.25em;}:where(.wp-block-post-template.is-layout-grid){gap: 1.25em;} :where(.wp-block-columns.is-layout-flex){gap: 2em;}:where(.wp-block-columns.is-layout-grid){gap: 2em;} :root :where(.wp-block-pullquote){font-size: 1.5em;line-height: 1.6;} </style> <link rel='stylesheet' id='ddmp-author-box-styles-css' href='https://financenotepads.com/wp-content/themes/ddmp-theme/css/author-box.css?ver=1755790516' type='text/css' media='all' /> <link rel='stylesheet' id='styles-css' href='https://financenotepads.com/wp-content/themes/ddmp-theme/style.css?ver=1754347631' type='text/css' media='all' /> <style id='styles-inline-css' type='text/css'> :root { --font-family: 'PT Sans'; } </style> <link rel='stylesheet' id='font-override-css' href='https://financenotepads.com/wp-content/themes/ddmp-theme/css/font-override.css?ver=1754347631' type='text/css' media='all' /> <link rel='stylesheet' id='header-styles-css' href='https://financenotepads.com/wp-content/themes/ddmp-theme/css/header-styles.css?ver=1754347631' type='text/css' media='all' /> <script type="text/javascript" id="cookie-law-info-js-extra"> /* <![CDATA[ */ var _ckyConfig = {"_ipData":[],"_assetsURL":"https:\/\/financenotepads.com\/wp-content\/plugins\/cookie-law-info\/lite\/frontend\/images\/","_publicURL":"https:\/\/financenotepads.com","_expiry":"365","_categories":[{"name":"Necessary","slug":"necessary","isNecessary":true,"ccpaDoNotSell":true,"cookies":[],"active":true,"defaultConsent":{"gdpr":true,"ccpa":true}},{"name":"Functional","slug":"functional","isNecessary":false,"ccpaDoNotSell":true,"cookies":[],"active":true,"defaultConsent":{"gdpr":false,"ccpa":false}},{"name":"Analytics","slug":"analytics","isNecessary":false,"ccpaDoNotSell":true,"cookies":[],"active":true,"defaultConsent":{"gdpr":false,"ccpa":false}},{"name":"Performance","slug":"performance","isNecessary":false,"ccpaDoNotSell":true,"cookies":[],"active":true,"defaultConsent":{"gdpr":false,"ccpa":false}},{"name":"Advertisement","slug":"advertisement","isNecessary":false,"ccpaDoNotSell":true,"cookies":[],"active":true,"defaultConsent":{"gdpr":false,"ccpa":false}}],"_activeLaw":"gdpr","_rootDomain":"","_block":"1","_showBanner":"1","_bannerConfig":{"settings":{"type":"box","preferenceCenterType":"popup","position":"bottom-left","applicableLaw":"gdpr"},"behaviours":{"reloadBannerOnAccept":false,"loadAnalyticsByDefault":false,"animations":{"onLoad":"animate","onHide":"sticky"}},"config":{"revisitConsent":{"status":true,"tag":"revisit-consent","position":"bottom-left","meta":{"url":"#"},"styles":{"background-color":"#0056A7"},"elements":{"title":{"type":"text","tag":"revisit-consent-title","status":true,"styles":{"color":"#0056a7"}}}},"preferenceCenter":{"toggle":{"status":true,"tag":"detail-category-toggle","type":"toggle","states":{"active":{"styles":{"background-color":"#1863DC"}},"inactive":{"styles":{"background-color":"#D0D5D2"}}}}},"categoryPreview":{"status":false,"toggle":{"status":true,"tag":"detail-category-preview-toggle","type":"toggle","states":{"active":{"styles":{"background-color":"#1863DC"}},"inactive":{"styles":{"background-color":"#D0D5D2"}}}}},"videoPlaceholder":{"status":true,"styles":{"background-color":"#000000","border-color":"#000000","color":"#ffffff"}},"readMore":{"status":false,"tag":"readmore-button","type":"link","meta":{"noFollow":true,"newTab":true},"styles":{"color":"#1863DC","background-color":"transparent","border-color":"transparent"}},"auditTable":{"status":true},"optOption":{"status":true,"toggle":{"status":true,"tag":"optout-option-toggle","type":"toggle","states":{"active":{"styles":{"background-color":"#1863dc"}},"inactive":{"styles":{"background-color":"#FFFFFF"}}}}}}},"_version":"3.3.2","_logConsent":"1","_tags":[{"tag":"accept-button","styles":{"color":"#FFFFFF","background-color":"#1863DC","border-color":"#1863DC"}},{"tag":"reject-button","styles":{"color":"#1863DC","background-color":"transparent","border-color":"#1863DC"}},{"tag":"settings-button","styles":{"color":"#1863DC","background-color":"transparent","border-color":"#1863DC"}},{"tag":"readmore-button","styles":{"color":"#1863DC","background-color":"transparent","border-color":"transparent"}},{"tag":"donotsell-button","styles":{"color":"#1863DC","background-color":"transparent","border-color":"transparent"}},{"tag":"accept-button","styles":{"color":"#FFFFFF","background-color":"#1863DC","border-color":"#1863DC"}},{"tag":"revisit-consent","styles":{"background-color":"#0056A7"}}],"_shortCodes":[{"key":"cky_readmore","content":"<a href=\"#\" class=\"cky-policy\" aria-label=\"Cookie Policy\" target=\"_blank\" rel=\"noopener\" data-cky-tag=\"readmore-button\">Cookie Policy<\/a>","tag":"readmore-button","status":false,"attributes":{"rel":"nofollow","target":"_blank"}},{"key":"cky_show_desc","content":"<button class=\"cky-show-desc-btn\" data-cky-tag=\"show-desc-button\" aria-label=\"Show more\">Show more<\/button>","tag":"show-desc-button","status":true,"attributes":[]},{"key":"cky_hide_desc","content":"<button class=\"cky-show-desc-btn\" data-cky-tag=\"hide-desc-button\" aria-label=\"Show less\">Show less<\/button>","tag":"hide-desc-button","status":true,"attributes":[]},{"key":"cky_category_toggle_label","content":"[cky_{{status}}_category_label] [cky_preference_{{category_slug}}_title]","tag":"","status":true,"attributes":[]},{"key":"cky_enable_category_label","content":"Enable","tag":"","status":true,"attributes":[]},{"key":"cky_disable_category_label","content":"Disable","tag":"","status":true,"attributes":[]},{"key":"cky_video_placeholder","content":"<div class=\"video-placeholder-normal\" data-cky-tag=\"video-placeholder\" id=\"[UNIQUEID]\"><p class=\"video-placeholder-text-normal\" data-cky-tag=\"placeholder-title\">Please accept cookies to access this content<\/p><\/div>","tag":"","status":true,"attributes":[]},{"key":"cky_enable_optout_label","content":"Enable","tag":"","status":true,"attributes":[]},{"key":"cky_disable_optout_label","content":"Disable","tag":"","status":true,"attributes":[]},{"key":"cky_optout_toggle_label","content":"[cky_{{status}}_optout_label] [cky_optout_option_title]","tag":"","status":true,"attributes":[]},{"key":"cky_optout_option_title","content":"Do Not Sell or Share My Personal Information","tag":"","status":true,"attributes":[]},{"key":"cky_optout_close_label","content":"Close","tag":"","status":true,"attributes":[]},{"key":"cky_preference_close_label","content":"Close","tag":"","status":true,"attributes":[]}],"_rtl":"","_language":"en","_providersToBlock":[]}; var _ckyStyles = {"css":".cky-overlay{background: #000000; opacity: 0.4; position: fixed; top: 0; left: 0; width: 100%; height: 100%; z-index: 99999999;}.cky-hide{display: none;}.cky-btn-revisit-wrapper{display: flex; align-items: center; justify-content: center; background: #0056a7; width: 45px; height: 45px; border-radius: 50%; position: fixed; z-index: 999999; cursor: pointer;}.cky-revisit-bottom-left{bottom: 15px; left: 15px;}.cky-revisit-bottom-right{bottom: 15px; right: 15px;}.cky-btn-revisit-wrapper .cky-btn-revisit{display: flex; align-items: center; justify-content: center; background: none; border: none; cursor: pointer; position: relative; margin: 0; padding: 0;}.cky-btn-revisit-wrapper .cky-btn-revisit img{max-width: fit-content; margin: 0; height: 30px; width: 30px;}.cky-revisit-bottom-left:hover::before{content: attr(data-tooltip); position: absolute; background: #4e4b66; color: #ffffff; left: calc(100% + 7px); font-size: 12px; line-height: 16px; width: max-content; padding: 4px 8px; border-radius: 4px;}.cky-revisit-bottom-left:hover::after{position: absolute; content: \"\"; border: 5px solid transparent; left: calc(100% + 2px); border-left-width: 0; border-right-color: #4e4b66;}.cky-revisit-bottom-right:hover::before{content: attr(data-tooltip); position: absolute; background: #4e4b66; color: #ffffff; right: calc(100% + 7px); font-size: 12px; line-height: 16px; width: max-content; padding: 4px 8px; border-radius: 4px;}.cky-revisit-bottom-right:hover::after{position: absolute; content: \"\"; border: 5px solid transparent; right: calc(100% + 2px); border-right-width: 0; border-left-color: #4e4b66;}.cky-revisit-hide{display: none;}.cky-consent-container{position: fixed; width: 440px; box-sizing: border-box; z-index: 9999999; border-radius: 6px;}.cky-consent-container .cky-consent-bar{background: #ffffff; border: 1px solid; padding: 20px 26px; box-shadow: 0 -1px 10px 0 #acabab4d; border-radius: 6px;}.cky-box-bottom-left{bottom: 40px; left: 40px;}.cky-box-bottom-right{bottom: 40px; right: 40px;}.cky-box-top-left{top: 40px; left: 40px;}.cky-box-top-right{top: 40px; right: 40px;}.cky-custom-brand-logo-wrapper .cky-custom-brand-logo{width: 100px; height: auto; margin: 0 0 12px 0;}.cky-notice .cky-title{color: #212121; font-weight: 700; font-size: 18px; line-height: 24px; margin: 0 0 12px 0;}.cky-notice-des *,.cky-preference-content-wrapper *,.cky-accordion-header-des *,.cky-gpc-wrapper .cky-gpc-desc *{font-size: 14px;}.cky-notice-des{color: #212121; font-size: 14px; line-height: 24px; font-weight: 400;}.cky-notice-des img{height: 25px; width: 25px;}.cky-consent-bar .cky-notice-des p,.cky-gpc-wrapper .cky-gpc-desc p,.cky-preference-body-wrapper .cky-preference-content-wrapper p,.cky-accordion-header-wrapper .cky-accordion-header-des p,.cky-cookie-des-table li div:last-child p{color: inherit; margin-top: 0; overflow-wrap: break-word;}.cky-notice-des P:last-child,.cky-preference-content-wrapper p:last-child,.cky-cookie-des-table li div:last-child p:last-child,.cky-gpc-wrapper .cky-gpc-desc p:last-child{margin-bottom: 0;}.cky-notice-des a.cky-policy,.cky-notice-des button.cky-policy{font-size: 14px; color: #1863dc; white-space: nowrap; cursor: pointer; background: transparent; border: 1px solid; text-decoration: underline;}.cky-notice-des button.cky-policy{padding: 0;}.cky-notice-des a.cky-policy:focus-visible,.cky-notice-des button.cky-policy:focus-visible,.cky-preference-content-wrapper .cky-show-desc-btn:focus-visible,.cky-accordion-header .cky-accordion-btn:focus-visible,.cky-preference-header .cky-btn-close:focus-visible,.cky-switch input[type=\"checkbox\"]:focus-visible,.cky-footer-wrapper a:focus-visible,.cky-btn:focus-visible{outline: 2px solid #1863dc; outline-offset: 2px;}.cky-btn:focus:not(:focus-visible),.cky-accordion-header .cky-accordion-btn:focus:not(:focus-visible),.cky-preference-content-wrapper .cky-show-desc-btn:focus:not(:focus-visible),.cky-btn-revisit-wrapper .cky-btn-revisit:focus:not(:focus-visible),.cky-preference-header .cky-btn-close:focus:not(:focus-visible),.cky-consent-bar .cky-banner-btn-close:focus:not(:focus-visible){outline: 0;}button.cky-show-desc-btn:not(:hover):not(:active){color: #1863dc; background: transparent;}button.cky-accordion-btn:not(:hover):not(:active),button.cky-banner-btn-close:not(:hover):not(:active),button.cky-btn-revisit:not(:hover):not(:active),button.cky-btn-close:not(:hover):not(:active){background: transparent;}.cky-consent-bar button:hover,.cky-modal.cky-modal-open button:hover,.cky-consent-bar button:focus,.cky-modal.cky-modal-open button:focus{text-decoration: none;}.cky-notice-btn-wrapper{display: flex; justify-content: flex-start; align-items: center; flex-wrap: wrap; margin-top: 16px;}.cky-notice-btn-wrapper .cky-btn{text-shadow: none; box-shadow: none;}.cky-btn{flex: auto; max-width: 100%; font-size: 14px; font-family: inherit; line-height: 24px; padding: 8px; font-weight: 500; margin: 0 8px 0 0; border-radius: 2px; cursor: pointer; text-align: center; text-transform: none; min-height: 0;}.cky-btn:hover{opacity: 0.8;}.cky-btn-customize{color: #1863dc; background: transparent; border: 2px solid #1863dc;}.cky-btn-reject{color: #1863dc; background: transparent; border: 2px solid #1863dc;}.cky-btn-accept{background: #1863dc; color: #ffffff; border: 2px solid #1863dc;}.cky-btn:last-child{margin-right: 0;}@media (max-width: 576px){.cky-box-bottom-left{bottom: 0; left: 0;}.cky-box-bottom-right{bottom: 0; right: 0;}.cky-box-top-left{top: 0; left: 0;}.cky-box-top-right{top: 0; right: 0;}}@media (max-width: 440px){.cky-box-bottom-left, .cky-box-bottom-right, .cky-box-top-left, .cky-box-top-right{width: 100%; max-width: 100%;}.cky-consent-container .cky-consent-bar{padding: 20px 0;}.cky-custom-brand-logo-wrapper, .cky-notice .cky-title, .cky-notice-des, .cky-notice-btn-wrapper{padding: 0 24px;}.cky-notice-des{max-height: 40vh; overflow-y: scroll;}.cky-notice-btn-wrapper{flex-direction: column; margin-top: 0;}.cky-btn{width: 100%; margin: 10px 0 0 0;}.cky-notice-btn-wrapper .cky-btn-customize{order: 2;}.cky-notice-btn-wrapper .cky-btn-reject{order: 3;}.cky-notice-btn-wrapper .cky-btn-accept{order: 1; margin-top: 16px;}}@media (max-width: 352px){.cky-notice .cky-title{font-size: 16px;}.cky-notice-des *{font-size: 12px;}.cky-notice-des, .cky-btn{font-size: 12px;}}.cky-modal.cky-modal-open{display: flex; visibility: visible; -webkit-transform: translate(-50%, -50%); -moz-transform: translate(-50%, -50%); -ms-transform: translate(-50%, -50%); -o-transform: translate(-50%, -50%); transform: translate(-50%, -50%); top: 50%; left: 50%; transition: all 1s ease;}.cky-modal{box-shadow: 0 32px 68px rgba(0, 0, 0, 0.3); margin: 0 auto; position: fixed; max-width: 100%; background: #ffffff; top: 50%; box-sizing: border-box; border-radius: 6px; z-index: 999999999; color: #212121; -webkit-transform: translate(-50%, 100%); -moz-transform: translate(-50%, 100%); -ms-transform: translate(-50%, 100%); -o-transform: translate(-50%, 100%); transform: translate(-50%, 100%); visibility: hidden; transition: all 0s ease;}.cky-preference-center{max-height: 79vh; overflow: hidden; width: 845px; overflow: hidden; flex: 1 1 0; display: flex; flex-direction: column; border-radius: 6px;}.cky-preference-header{display: flex; align-items: center; justify-content: space-between; padding: 22px 24px; border-bottom: 1px solid;}.cky-preference-header .cky-preference-title{font-size: 18px; font-weight: 700; line-height: 24px;}.cky-preference-header .cky-btn-close{margin: 0; cursor: pointer; vertical-align: middle; padding: 0; background: none; border: none; width: auto; height: auto; min-height: 0; line-height: 0; text-shadow: none; box-shadow: none;}.cky-preference-header .cky-btn-close img{margin: 0; height: 10px; width: 10px;}.cky-preference-body-wrapper{padding: 0 24px; flex: 1; overflow: auto; box-sizing: border-box;}.cky-preference-content-wrapper,.cky-gpc-wrapper .cky-gpc-desc{font-size: 14px; line-height: 24px; font-weight: 400; padding: 12px 0;}.cky-preference-content-wrapper{border-bottom: 1px solid;}.cky-preference-content-wrapper img{height: 25px; width: 25px;}.cky-preference-content-wrapper .cky-show-desc-btn{font-size: 14px; font-family: inherit; color: #1863dc; text-decoration: none; line-height: 24px; padding: 0; margin: 0; white-space: nowrap; cursor: pointer; background: transparent; border-color: transparent; text-transform: none; min-height: 0; text-shadow: none; box-shadow: none;}.cky-accordion-wrapper{margin-bottom: 10px;}.cky-accordion{border-bottom: 1px solid;}.cky-accordion:last-child{border-bottom: none;}.cky-accordion .cky-accordion-item{display: flex; margin-top: 10px;}.cky-accordion .cky-accordion-body{display: none;}.cky-accordion.cky-accordion-active .cky-accordion-body{display: block; padding: 0 22px; margin-bottom: 16px;}.cky-accordion-header-wrapper{cursor: pointer; width: 100%;}.cky-accordion-item .cky-accordion-header{display: flex; justify-content: space-between; align-items: center;}.cky-accordion-header .cky-accordion-btn{font-size: 16px; font-family: inherit; color: #212121; line-height: 24px; background: none; border: none; font-weight: 700; padding: 0; margin: 0; cursor: pointer; text-transform: none; min-height: 0; text-shadow: none; box-shadow: none;}.cky-accordion-header .cky-always-active{color: #008000; font-weight: 600; line-height: 24px; font-size: 14px;}.cky-accordion-header-des{font-size: 14px; line-height: 24px; margin: 10px 0 16px 0;}.cky-accordion-chevron{margin-right: 22px; position: relative; cursor: pointer;}.cky-accordion-chevron-hide{display: none;}.cky-accordion .cky-accordion-chevron i::before{content: \"\"; position: absolute; border-right: 1.4px solid; border-bottom: 1.4px solid; border-color: inherit; height: 6px; width: 6px; -webkit-transform: rotate(-45deg); -moz-transform: rotate(-45deg); -ms-transform: rotate(-45deg); -o-transform: rotate(-45deg); transform: rotate(-45deg); transition: all 0.2s ease-in-out; top: 8px;}.cky-accordion.cky-accordion-active .cky-accordion-chevron i::before{-webkit-transform: rotate(45deg); -moz-transform: rotate(45deg); -ms-transform: rotate(45deg); -o-transform: rotate(45deg); transform: rotate(45deg);}.cky-audit-table{background: #f4f4f4; border-radius: 6px;}.cky-audit-table .cky-empty-cookies-text{color: inherit; font-size: 12px; line-height: 24px; margin: 0; padding: 10px;}.cky-audit-table .cky-cookie-des-table{font-size: 12px; line-height: 24px; font-weight: normal; padding: 15px 10px; border-bottom: 1px solid; border-bottom-color: inherit; margin: 0;}.cky-audit-table .cky-cookie-des-table:last-child{border-bottom: none;}.cky-audit-table .cky-cookie-des-table li{list-style-type: none; display: flex; padding: 3px 0;}.cky-audit-table .cky-cookie-des-table li:first-child{padding-top: 0;}.cky-cookie-des-table li div:first-child{width: 100px; font-weight: 600; word-break: break-word; word-wrap: break-word;}.cky-cookie-des-table li div:last-child{flex: 1; word-break: break-word; word-wrap: break-word; margin-left: 8px;}.cky-footer-shadow{display: block; width: 100%; height: 40px; background: linear-gradient(180deg, rgba(255, 255, 255, 0) 0%, #ffffff 100%); position: absolute; bottom: calc(100% - 1px);}.cky-footer-wrapper{position: relative;}.cky-prefrence-btn-wrapper{display: flex; flex-wrap: wrap; align-items: center; justify-content: center; padding: 22px 24px; border-top: 1px solid;}.cky-prefrence-btn-wrapper .cky-btn{flex: auto; max-width: 100%; text-shadow: none; box-shadow: none;}.cky-btn-preferences{color: #1863dc; background: transparent; border: 2px solid #1863dc;}.cky-preference-header,.cky-preference-body-wrapper,.cky-preference-content-wrapper,.cky-accordion-wrapper,.cky-accordion,.cky-accordion-wrapper,.cky-footer-wrapper,.cky-prefrence-btn-wrapper{border-color: inherit;}@media (max-width: 845px){.cky-modal{max-width: calc(100% - 16px);}}@media (max-width: 576px){.cky-modal{max-width: 100%;}.cky-preference-center{max-height: 100vh;}.cky-prefrence-btn-wrapper{flex-direction: column;}.cky-accordion.cky-accordion-active .cky-accordion-body{padding-right: 0;}.cky-prefrence-btn-wrapper .cky-btn{width: 100%; margin: 10px 0 0 0;}.cky-prefrence-btn-wrapper .cky-btn-reject{order: 3;}.cky-prefrence-btn-wrapper .cky-btn-accept{order: 1; margin-top: 0;}.cky-prefrence-btn-wrapper .cky-btn-preferences{order: 2;}}@media (max-width: 425px){.cky-accordion-chevron{margin-right: 15px;}.cky-notice-btn-wrapper{margin-top: 0;}.cky-accordion.cky-accordion-active .cky-accordion-body{padding: 0 15px;}}@media (max-width: 352px){.cky-preference-header .cky-preference-title{font-size: 16px;}.cky-preference-header{padding: 16px 24px;}.cky-preference-content-wrapper *, .cky-accordion-header-des *{font-size: 12px;}.cky-preference-content-wrapper, .cky-preference-content-wrapper .cky-show-more, .cky-accordion-header .cky-always-active, .cky-accordion-header-des, .cky-preference-content-wrapper .cky-show-desc-btn, .cky-notice-des a.cky-policy{font-size: 12px;}.cky-accordion-header .cky-accordion-btn{font-size: 14px;}}.cky-switch{display: flex;}.cky-switch input[type=\"checkbox\"]{position: relative; width: 44px; height: 24px; margin: 0; background: #d0d5d2; -webkit-appearance: none; border-radius: 50px; cursor: pointer; outline: 0; border: none; top: 0;}.cky-switch input[type=\"checkbox\"]:checked{background: #1863dc;}.cky-switch input[type=\"checkbox\"]:before{position: absolute; content: \"\"; height: 20px; width: 20px; left: 2px; bottom: 2px; border-radius: 50%; background-color: white; -webkit-transition: 0.4s; transition: 0.4s; margin: 0;}.cky-switch input[type=\"checkbox\"]:after{display: none;}.cky-switch input[type=\"checkbox\"]:checked:before{-webkit-transform: translateX(20px); -ms-transform: translateX(20px); transform: translateX(20px);}@media (max-width: 425px){.cky-switch input[type=\"checkbox\"]{width: 38px; height: 21px;}.cky-switch input[type=\"checkbox\"]:before{height: 17px; width: 17px;}.cky-switch input[type=\"checkbox\"]:checked:before{-webkit-transform: translateX(17px); -ms-transform: translateX(17px); transform: translateX(17px);}}.cky-consent-bar .cky-banner-btn-close{position: absolute; right: 9px; top: 5px; background: none; border: none; cursor: pointer; padding: 0; margin: 0; min-height: 0; line-height: 0; height: auto; width: auto; text-shadow: none; box-shadow: none;}.cky-consent-bar .cky-banner-btn-close img{height: 9px; width: 9px; margin: 0;}.cky-notice-group{font-size: 14px; line-height: 24px; font-weight: 400; color: #212121;}.cky-notice-btn-wrapper .cky-btn-do-not-sell{font-size: 14px; line-height: 24px; padding: 6px 0; margin: 0; font-weight: 500; background: none; border-radius: 2px; border: none; cursor: pointer; text-align: left; color: #1863dc; background: transparent; border-color: transparent; box-shadow: none; text-shadow: none;}.cky-consent-bar .cky-banner-btn-close:focus-visible,.cky-notice-btn-wrapper .cky-btn-do-not-sell:focus-visible,.cky-opt-out-btn-wrapper .cky-btn:focus-visible,.cky-opt-out-checkbox-wrapper input[type=\"checkbox\"].cky-opt-out-checkbox:focus-visible{outline: 2px solid #1863dc; outline-offset: 2px;}@media (max-width: 440px){.cky-consent-container{width: 100%;}}@media (max-width: 352px){.cky-notice-des a.cky-policy, .cky-notice-btn-wrapper .cky-btn-do-not-sell{font-size: 12px;}}.cky-opt-out-wrapper{padding: 12px 0;}.cky-opt-out-wrapper .cky-opt-out-checkbox-wrapper{display: flex; align-items: center;}.cky-opt-out-checkbox-wrapper .cky-opt-out-checkbox-label{font-size: 16px; font-weight: 700; line-height: 24px; margin: 0 0 0 12px; cursor: pointer;}.cky-opt-out-checkbox-wrapper input[type=\"checkbox\"].cky-opt-out-checkbox{background-color: #ffffff; border: 1px solid black; width: 20px; height: 18.5px; margin: 0; -webkit-appearance: none; position: relative; display: flex; align-items: center; justify-content: center; border-radius: 2px; cursor: pointer;}.cky-opt-out-checkbox-wrapper input[type=\"checkbox\"].cky-opt-out-checkbox:checked{background-color: #1863dc; border: none;}.cky-opt-out-checkbox-wrapper input[type=\"checkbox\"].cky-opt-out-checkbox:checked::after{left: 6px; bottom: 4px; width: 7px; height: 13px; border: solid #ffffff; border-width: 0 3px 3px 0; border-radius: 2px; -webkit-transform: rotate(45deg); -ms-transform: rotate(45deg); transform: rotate(45deg); content: \"\"; position: absolute; box-sizing: border-box;}.cky-opt-out-checkbox-wrapper.cky-disabled .cky-opt-out-checkbox-label,.cky-opt-out-checkbox-wrapper.cky-disabled input[type=\"checkbox\"].cky-opt-out-checkbox{cursor: no-drop;}.cky-gpc-wrapper{margin: 0 0 0 32px;}.cky-footer-wrapper .cky-opt-out-btn-wrapper{display: flex; flex-wrap: wrap; align-items: center; justify-content: center; padding: 22px 24px;}.cky-opt-out-btn-wrapper .cky-btn{flex: auto; max-width: 100%; text-shadow: none; box-shadow: none;}.cky-opt-out-btn-wrapper .cky-btn-cancel{border: 1px solid #dedfe0; background: transparent; color: #858585;}.cky-opt-out-btn-wrapper .cky-btn-confirm{background: #1863dc; color: #ffffff; border: 1px solid #1863dc;}@media (max-width: 352px){.cky-opt-out-checkbox-wrapper .cky-opt-out-checkbox-label{font-size: 14px;}.cky-gpc-wrapper .cky-gpc-desc, .cky-gpc-wrapper .cky-gpc-desc *{font-size: 12px;}.cky-opt-out-checkbox-wrapper input[type=\"checkbox\"].cky-opt-out-checkbox{width: 16px; height: 16px;}.cky-opt-out-checkbox-wrapper input[type=\"checkbox\"].cky-opt-out-checkbox:checked::after{left: 5px; bottom: 4px; width: 3px; height: 9px;}.cky-gpc-wrapper{margin: 0 0 0 28px;}}.video-placeholder-youtube{background-size: 100% 100%; background-position: center; background-repeat: no-repeat; background-color: #b2b0b059; position: relative; display: flex; align-items: center; justify-content: center; max-width: 100%;}.video-placeholder-text-youtube{text-align: center; align-items: center; padding: 10px 16px; background-color: #000000cc; color: #ffffff; border: 1px solid; border-radius: 2px; cursor: pointer;}.video-placeholder-normal{background-image: url(\"\/wp-content\/plugins\/cookie-law-info\/lite\/frontend\/images\/placeholder.svg\"); background-size: 80px; background-position: center; background-repeat: no-repeat; background-color: #b2b0b059; position: relative; display: flex; align-items: flex-end; justify-content: center; max-width: 100%;}.video-placeholder-text-normal{align-items: center; padding: 10px 16px; text-align: center; border: 1px solid; border-radius: 2px; cursor: pointer;}.cky-rtl{direction: rtl; text-align: right;}.cky-rtl .cky-banner-btn-close{left: 9px; right: auto;}.cky-rtl .cky-notice-btn-wrapper .cky-btn:last-child{margin-right: 8px;}.cky-rtl .cky-notice-btn-wrapper .cky-btn:first-child{margin-right: 0;}.cky-rtl .cky-notice-btn-wrapper{margin-left: 0; margin-right: 15px;}.cky-rtl .cky-prefrence-btn-wrapper .cky-btn{margin-right: 8px;}.cky-rtl .cky-prefrence-btn-wrapper .cky-btn:first-child{margin-right: 0;}.cky-rtl .cky-accordion .cky-accordion-chevron i::before{border: none; border-left: 1.4px solid; border-top: 1.4px solid; left: 12px;}.cky-rtl .cky-accordion.cky-accordion-active .cky-accordion-chevron i::before{-webkit-transform: rotate(-135deg); -moz-transform: rotate(-135deg); -ms-transform: rotate(-135deg); -o-transform: rotate(-135deg); transform: rotate(-135deg);}@media (max-width: 768px){.cky-rtl .cky-notice-btn-wrapper{margin-right: 0;}}@media (max-width: 576px){.cky-rtl .cky-notice-btn-wrapper .cky-btn:last-child{margin-right: 0;}.cky-rtl .cky-prefrence-btn-wrapper .cky-btn{margin-right: 0;}.cky-rtl .cky-accordion.cky-accordion-active .cky-accordion-body{padding: 0 22px 0 0;}}@media (max-width: 425px){.cky-rtl .cky-accordion.cky-accordion-active .cky-accordion-body{padding: 0 15px 0 0;}}.cky-rtl .cky-opt-out-btn-wrapper .cky-btn{margin-right: 12px;}.cky-rtl .cky-opt-out-btn-wrapper .cky-btn:first-child{margin-right: 0;}.cky-rtl .cky-opt-out-checkbox-wrapper .cky-opt-out-checkbox-label{margin: 0 12px 0 0;}"}; /* ]]> */ </script> <script type="text/javascript" src="https://financenotepads.com/wp-content/plugins/cookie-law-info/lite/frontend/js/script.min.js?ver=3.3.2" id="cookie-law-info-js"></script> <script type="text/javascript" src="https://financenotepads.com/wp-includes/js/jquery/jquery.min.js?ver=3.7.1" id="jquery-core-js"></script> <script type="text/javascript" src="https://financenotepads.com/wp-includes/js/jquery/jquery-migrate.min.js?ver=3.4.1" id="jquery-migrate-js"></script> <link rel="https://api.w.org/" href="https://financenotepads.com/wp-json/" /><link rel="EditURI" type="application/rsd+xml" title="RSD" href="https://financenotepads.com/xmlrpc.php?rsd" /> <meta name="generator" content="WordPress 6.8.3" /> <style id="cky-style-inline">[data-cky-tag]{visibility:hidden;}</style><style> /* MOBILE - até 767px */ @media (max-width: 767px) { .swiper-benefits-pagination .swiper-pagination-bullet { background-color: #ffffff !important; opacity: 0.5; } .swiper-benefits-pagination .swiper-pagination-bullet-active { background-color: #ffffff !important; opacity: 1; } .footer-custom .footer-columns { display: flex; flex-direction: column; align-items: center; } .footer-custom .footer-logo-col { text-align: center; margin-bottom: 30px; } .footer-custom .footer-logo-col img { margin: 0 auto 15px; } .footer-custom .footer-logo-text { font-size: 14px; margin-bottom: 30px; } .footer-custom .footer-columns-group { display: flex; justify-content: center; flex-wrap: wrap; gap: 10px; margin-bottom: 30px; width: 100%; padding: 0 12px; } .footer-custom .footer-columns-group .footer-col { min-width: 140px; max-width: 180px; text-align: center; flex: 1 1 45%; } .footer-custom .footer-col.transparency { width: 100%; max-width: 500px; text-align: center; } .footer-custom h4 { font-weight: bold; font-size: 18px; margin-bottom: 10px; } .footer-custom .footer-logo-text { margin-top: 10px; max-width: 320px; margin-left: auto; margin-right: auto; font-size: 14px; } .footer-custom .footer-menu { list-style: none; padding: 0; margin: 0; } .footer-custom .footer-menu li a { display: block; color: inherit; text-decoration: none; margin-bottom: 6px; } .footer-custom .footer-menu li a:hover { text-decoration: underline; } } /* DESKTOP */ @media (min-width: 768px) { .footer-custom h4 { font-weight: bold; font-size: 18px; margin-bottom: 10px; text-align: left; } .footer-custom .footer-logo-text { margin-top: 10px; max-width: 320px; margin-left: auto; margin-right: auto; font-size: 14px; text-align: center; } .footer-custom .footer-menu { list-style: none; padding: 0; margin: 0; } .footer-custom .footer-menu li a { display: block; color: inherit; text-decoration: none; margin-bottom: 6px; } .footer-custom .footer-menu li a:hover { text-decoration: underline; } .footer-custom .footer-columns { display: flex; justify-content: space-between; align-items: flex-start; gap: 20px; padding: 60px 0; flex-wrap: wrap; } .footer-custom .footer-logo-col { flex: 1 1 25%; } .footer-custom .footer-columns-group { display: flex; flex: 1 1 25%; justify-content: space-between; gap: 60px; } .footer-custom .footer-columns-group .footer-col { flex: 1; text-align: left; } .footer-custom .footer-col.transparency { flex: 1 1 25%; text-align: left; } } .home-posts-pagination-wrapper { text-align: center; margin-top: 30px; MARGIN: 0 AUTO; font-size: 17px; } .home-posts-pagination-wrapper .pagination { display: inline-flex; gap: 8px; } .home-posts-pagination-wrapper .page-numbers { display: inline-flex; align-items: center; justify-content: center; padding: 10px 16px; border: 1px solid #eee; border-radius: 8px; font-weight: 600; color: #111; text-decoration: none; transition: all 0.2s ease; } .home-posts-pagination-wrapper .page-numbers:hover { background-color: #f3f3f3; } .home-posts-pagination-wrapper .page-numbers.current { background-color: #f9f9f9; border: 2px solid #ccc; } .home-posts-title { color: #3e2723 !important; } .home-posts-tag { color: #6d4c41 !important; } .institutional-home h2 { color: #3e2723 !important; } .institutional-home p { color: #333333 !important; } .benefit-card { background-color: #ffffff !important; border-radius: 15px; padding: 20px; height: 100%; transition: transform 0.3s ease, box-shadow 0.3s ease; } .benefit-card:hover { transform: scale(1.03); box-shadow: 0 8px 24px rgba(0,0,0,0.12); } .benefit-card .card-title { color: #3e2723 !important; font-weight: bold; display: flex; align-items: center; gap: 0px; margin-bottom: 5px; font-size: 18px; } .benefit-card .card-text { color: #333333 !important; font-size: 14px; } .benefits-block .benefits-title { color: #ffffff; font-size: 22px; text-align: center; margin-bottom: 40px; } .benefits-block .benefits-title strong { color: #d7ccc8; } .header { background-color: #5d4037 !important; } a.nav-link span { color: #ffffff !important; transition: color 0.3s ease; } a.nav-link:hover span { color: #bcaaa4 !important; } .search-toggle { color: #ffffff !important; } .search-toggle:hover { color: #bcaaa4 !important; } .fas.fa-search { color: #ffffff !important; } .search-toggle:hover .fas.fa-search { color: #bcaaa4 !important; } .inner { background-color: #efebe9 !important; } .hero-home h1 { color: #3e2723 !important; } .hero-home h1 b { color: #6d4c41 !important; } .hero-home p.lead { color: #333333 !important; } </style><style> .footer-custom { background-color: #3e2723 !important; color: #ffffff !important; } .footer-custom a { color: #ffffff !important; } </style><style type="text/css">.broken_link, a.broken_link { text-decoration: line-through; }</style> <style type="text/css" id="wp-custom-css"> .pp-author-boxes-meta { display: none !important; } .cta-robo-seo { background-color: #4CAF50; /* Cor verde padrão */ color: white!important; padding: 20px 30px; border: none; border-radius: 5px; text-align: center; text-decoration: none; display: inline-block; font-size: 25px; cursor: pointer; transition: background-color 0.3s ease, box-shadow 0.3s ease; } .cta-robo-seo:hover { background-color: #45a049; /* Cor verde mais escura no hover */ box-shadow: 0px 0px 10px rgba(0, 128, 0, 0.5); /* Sombra verde suave */ } /* esconder imagem de capa dentro da pagina do post*/ .card-preview.mt-8 { display: none; } /* corrigir espaçamento dos videos nos posts*/ iframe[src*="youtube.com"] { width: 100%; max-width: 100%; height: auto; aspect-ratio: 16 / 9; } </style> <!-- Google Tag Manager --> <!-- End Google Tag Manager --> <!-- Google tag (gtag.js) --> <!-- end Google tag (gtag.js) --> <style> :root { --header-bg-color: #5d4037; --menu-color: #ffffff; --menu-hover-color: #f0f0f0; } .header { background-color: #5d4037; } </style> </head> <body class="home blog paged paged-18 wp-theme-ddmp-theme"> <!-- Google Tag Manager (noscript) --> <!-- End Google Tag Manager (noscript) --> <div class="page"> <!-- BEGIN header --> <header class="header"> <div class="container"> <nav class="navbar navbar-expand-lg justify-content-between position-relative"> <div class="navbar-brand"> <a class="navbar-logo" href="https://financenotepads.com"> <img class="navbar-pic" src="https://financenotepads.com/wp-content/uploads/2025/05/financenotepads.com_.png" width="160" alt="FINANCE NOTEPADS"> </a> </div> <div class="d-flex align-items-center"> <!-- Botão hamburguer --> <button class="navbar-toggler" type="button" data-toggle="collapse" data-target="#navbarDropdown" aria-controls="navbarDropdown" aria-expanded="false" aria-label="Toggle navigation"> <span class="navbar-toggler-icon"></span> </button> <!-- Lupa no mobile --> <div class="search-container d-lg-none ml-2"> <button class="search-toggle"> <i class="fas fa-search"></i> </button> <form class="search-form" role="search" method="get" action="https://financenotepads.com/"> <input type="search" name="s" class="search-input" placeholder="Search..." aria-label="Search"> <button type="submit" class="search-submit"><i class="fas fa-arrow-right"></i></button> </form> </div> </div> <!-- Menu colapsável --> <div class="collapse navbar-collapse" id="navbarDropdown"> <ul id="menu-menu-principal" class="navbar-nav" itemscope itemtype="http://www.schema.org/SiteNavigationElement"><li id="menu-item-737" class="menu-item menu-item-type-custom menu-item-object-custom current-menu-item menu-item-home active menu-item-737 nav-item"><a itemprop="url" href="https://financenotepads.com/" class="nav-link"><span itemprop="name">Home</span></a></li> <li id="menu-item-540" class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-540 nav-item"><a itemprop="url" href="https://financenotepads.com/category/business-news/" class="nav-link"><span itemprop="name">Business News</span></a></li> <li id="menu-item-541" class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-541 nav-item"><a itemprop="url" href="https://financenotepads.com/category/cryptocurrency-investing/" class="nav-link"><span itemprop="name">Cryptocurrency Investing</span></a></li> <li id="menu-item-542" class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-542 nav-item"><a itemprop="url" href="https://financenotepads.com/category/financial-planning/" class="nav-link"><span itemprop="name">Financial Planning</span></a></li> <li id="menu-item-543" class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-543 nav-item"><a itemprop="url" href="https://financenotepads.com/category/startup-strategies/" class="nav-link"><span itemprop="name">Startup Strategies</span></a></li> </ul> </div> <!-- Lupa no desktop --> <div class="search-container d-none d-lg-flex ml-auto"> <button class="search-toggle"> <i class="fas fa-search"></i> </button> <form class="search-form" role="search" method="get" action="https://financenotepads.com/"> <input type="search" name="s" class="search-input" placeholder="Search..." aria-label="Search"> <button type="submit" class="search-submit"><i class="fas fa-arrow-right"></i></button> </form> </div> </nav> </div> <div class="indicator"> <div class="indicator-position js-indicator-position"></div> </div> </header> <!-- END header --> <!-- BEGIN inner --> <div class="inner"> </div> <div class="section section-blog"> <div class="container"> <div class="row"> <div class="home-posts-desktop d-none d-md-block"> <div class="row"> <div class="col-10 col-lg-4 card"> <a class="card-preview" href="https://financenotepads.com/financial-planning-for-millennials-build-a-solid-foundation/"> <img width="360" height="180" src="https://financenotepads.com/wp-content/uploads/2025/08/financenotepads.com_15_1754350396_8b78419c_cover-360x180.jpg" class="card-pic wp-post-image" alt="Financial Planning for Millennials: Build a Solid Foundation - Cover Image" decoding="async" fetchpriority="high" /> </a> <div class="card-body"> <h3 class="card-title"> <a href="https://financenotepads.com/financial-planning-for-millennials-build-a-solid-foundation/">Financial Planning for Millennials: Build a Solid Foundation</a> </h3> <div class="card-text">Financial planning for millennials is about setting financial goals, creating a budget, managing debt, investing wisely, and planning for retirement to achieve long-term financial security and success. Financial planning for millennials is not just a trend; it&#8217;s a necessity in today&#8217;s complex financial landscape. With unique challenges like student loan debt, a competitive job market, [&hellip;]</div> </div> </div> <div class="col-10 col-lg-4 card"> <a class="card-preview" href="https://financenotepads.com/small-business-confidence-plummets-recession-looming-in-the-us/"> <img width="360" height="180" src="https://financenotepads.com/wp-content/uploads/2025/08/financenotepads.com_12_1754345946_9e07d880_cover-360x180.jpg" class="card-pic wp-post-image" alt="Small Business Confidence Plummets: Recession Looming in the US? - Cover Image" decoding="async" /> </a> <div class="card-body"> <h3 class="card-title"> <a href="https://financenotepads.com/small-business-confidence-plummets-recession-looming-in-the-us/">Small Business Confidence Plummets: Recession Looming in the US?</a> </h3> <div class="card-text">The recent 5-point drop in the Small Business Confidence Index has sparked concerns about a potential recession in the US, prompting economists and business owners alike to closely monitor economic indicators and prepare for possible downturn scenarios. The **Small Business Confidence Index drops 5 points**, painting a concerning picture for the US economy. Is a [&hellip;]</div> </div> </div> <div class="col-10 col-lg-4 card"> <a class="card-preview" href="https://financenotepads.com/us-manufacturing-slowdown-latest-data-and-sector-impact/"> <img width="360" height="180" src="https://financenotepads.com/wp-content/uploads/2025/08/financenotepads.com_12_1754345946_2392c3d4_cover-360x180.jpg" class="card-pic wp-post-image" alt="US Manufacturing Slowdown: Latest Data and Sector Impact - Cover Image" decoding="async" /> </a> <div class="card-body"> <h3 class="card-title"> <a href="https://financenotepads.com/us-manufacturing-slowdown-latest-data-and-sector-impact/">US Manufacturing Slowdown: Latest Data and Sector Impact</a> </h3> <div class="card-text">US Manufacturing Sector Growth Slows: What Does the Latest Data Reveal? Recent indicators suggest a deceleration in the expansion of the U.S. manufacturing sector, prompting concerns about potential economic headwinds and sparking debates among analysts regarding the underlying causes and future implications. Is the US manufacturing sector losing steam? Recent data indicates a slowdown in [&hellip;]</div> </div> </div> <div class="col-10 col-lg-4 card"> <a class="card-preview" href="https://financenotepads.com/financial-advisor-2025-choosing-the-right-one-for-your-needs/"> <img width="360" height="180" src="https://financenotepads.com/wp-content/uploads/2025/08/financenotepads.com_15_1754350395_802fd6b6_cover-360x180.jpg" class="card-pic wp-post-image" alt="Financial Advisor 2025: Choosing the Right One for Your Needs - Cover Image" decoding="async" loading="lazy" /> </a> <div class="card-body"> <h3 class="card-title"> <a href="https://financenotepads.com/financial-advisor-2025-choosing-the-right-one-for-your-needs/">Financial Advisor 2025: Choosing the Right One for Your Needs</a> </h3> <div class="card-text">In 2025, the role of a financial advisor is crucial for navigating complex markets and achieving financial goals; selecting the right advisor requires assessing your needs, understanding advisor qualifications, and evaluating their approach to financial planning. Navigating the complexities of personal finance can feel overwhelming. As we head into 2025, understanding the role of a [&hellip;]</div> </div> </div> <div class="col-10 col-lg-4 card"> <a class="card-preview" href="https://financenotepads.com/financial-planning-for-gen-x-catching-up-and-retirement-strategies/"> <img width="360" height="180" src="https://financenotepads.com/wp-content/uploads/2025/08/financenotepads.com_15_1754350429_b7209f0b_cover-360x180.jpg" class="card-pic wp-post-image" alt="Financial Planning for Gen X: Catching Up and Retirement Strategies - Cover Image" decoding="async" loading="lazy" /> </a> <div class="card-body"> <h3 class="card-title"> <a href="https://financenotepads.com/financial-planning-for-gen-x-catching-up-and-retirement-strategies/">Financial Planning for Gen X: Catching Up and Retirement Strategies</a> </h3> <div class="card-text">Financial planning for Gen X involves strategic approaches to catch up on retirement savings, manage debt, and secure long-term financial stability amid unique economic challenges. Financial Planning for Gen X: Catching Up and Preparing for Retirement is a critical focus for those born between 1965 and 1980, who often find themselves juggling competing financial priorities [&hellip;]</div> </div> </div> <div class="col-10 col-lg-4 card"> <a class="card-preview" href="https://financenotepads.com/financial-planning-for-seniors-maximize-income-protect-assets/"> <img width="360" height="180" src="https://financenotepads.com/wp-content/uploads/2025/08/financenotepads.com_15_1754350460_00565c4d_cover-360x180.jpg" class="card-pic wp-post-image" alt="Financial Planning for Seniors: Maximize Income &amp; Protect Assets - Cover Image" decoding="async" loading="lazy" /> </a> <div class="card-body"> <h3 class="card-title"> <a href="https://financenotepads.com/financial-planning-for-seniors-maximize-income-protect-assets/">Financial Planning for Seniors: Maximize Income &#038; Protect Assets</a> </h3> <div class="card-text">Financial planning for seniors involves maximizing income through strategic investments and social security optimization, while protecting assets by understanding long-term care costs, estate planning, and fraud prevention. Navigating the complexities of financial stability in retirement can be daunting. This article provides a comprehensive guide to financial planning for seniors, focusing on strategies to maximize income [&hellip;]</div> </div> </div> </div> </div> <div class="home-posts-mobile swiper swiper-posts d-block d-md-none" style="padding-bottom: 30px;"> <div class="swiper-wrapper"> <div class="swiper-slide"> <div class="col-10 col-lg-4 card"> <a class="card-preview" href="https://financenotepads.com/strategies-for-reducing-credit-card-debt-effectively/"> <img width="360" height="180" src="https://financenotepads.com/wp-content/uploads/2025/10/unnamed-file-5-360x180.jpg" class="card-pic wp-post-image" alt="Strategies for reducing credit card debt effectively" decoding="async" loading="lazy" /> </a> <div class="card-body"> <h3 class="card-title"> <a href="https://financenotepads.com/strategies-for-reducing-credit-card-debt-effectively/">Strategies for reducing credit card debt effectively</a> </h3> <div class="card-text">Strategies for reducing credit card debt can save you money and stress. Discover valuable tips to regain control over your finances.</div> </div> </div> </div> <div class="swiper-slide"> <div class="col-10 col-lg-4 card"> <a class="card-preview" href="https://financenotepads.com/stablecoins-impact-on-us-banking-sector-what-you-need-to-know/"> <img width="360" height="180" src="https://financenotepads.com/wp-content/uploads/2025/10/unnamed-file-3-360x180.jpg" class="card-pic wp-post-image" alt="Stablecoins impact on US banking sector: what you need to know" decoding="async" loading="lazy" /> </a> <div class="card-body"> <h3 class="card-title"> <a href="https://financenotepads.com/stablecoins-impact-on-us-banking-sector-what-you-need-to-know/">Stablecoins impact on US banking sector: what you need to know</a> </h3> <div class="card-text">Stablecoins impact on US banking sector is reshaping financial strategies. Discover the implications and benefits now!</div> </div> </div> </div> <div class="swiper-slide"> <div class="col-10 col-lg-4 card"> <a class="card-preview" href="https://financenotepads.com/us-manufacturing-growth-projections-2025-what-to-expect/"> <img width="360" height="180" src="https://financenotepads.com/wp-content/uploads/2025/10/unnamed-file-1-360x180.jpg" class="card-pic wp-post-image" alt="US manufacturing growth projections 2025: what to expect" decoding="async" loading="lazy" /> </a> <div class="card-body"> <h3 class="card-title"> <a href="https://financenotepads.com/us-manufacturing-growth-projections-2025-what-to-expect/">US manufacturing growth projections 2025: what to expect</a> </h3> <div class="card-text">US manufacturing growth projections 2025 show exciting opportunities for businesses. Learn how to prepare for upcoming changes.</div> </div> </div> </div> <div class="swiper-slide"> <div class="col-10 col-lg-4 card"> <a class="card-preview" href="https://financenotepads.com/college-savings-plans-for-millennial-families-a-smart-choice/"> <img width="360" height="180" src="https://financenotepads.com/wp-content/uploads/2025/09/unnamed-file-16-360x180.jpg" class="card-pic wp-post-image" alt="College savings plans for millennial families: a smart choice" decoding="async" loading="lazy" /> </a> <div class="card-body"> <h3 class="card-title"> <a href="https://financenotepads.com/college-savings-plans-for-millennial-families-a-smart-choice/">College savings plans for millennial families: a smart choice</a> </h3> <div class="card-text">College savings plans for millennial families can secure your child's future. Learn how to choose the best option for your needs!</div> </div> </div> </div> <div class="swiper-slide"> <div class="col-10 col-lg-4 card"> <a class="card-preview" href="https://financenotepads.com/seed-funding-trends-for-eco-tech-startups-you-need-to-know/"> <img width="360" height="180" src="https://financenotepads.com/wp-content/uploads/2025/09/unnamed-file-14-360x180.jpg" class="card-pic wp-post-image" alt="Seed funding trends for eco-tech startups you need to know" decoding="async" loading="lazy" /> </a> <div class="card-body"> <h3 class="card-title"> <a href="https://financenotepads.com/seed-funding-trends-for-eco-tech-startups-you-need-to-know/">Seed funding trends for eco-tech startups you need to know</a> </h3> <div class="card-text">Seed funding trends for eco-tech startups are evolving rapidly. Learn how these changes can impact potential investments and opportunities.</div> </div> </div> </div> <div class="swiper-slide"> <div class="col-10 col-lg-4 card"> <a class="card-preview" href="https://financenotepads.com/tax-efficient-investment-portfolios-2025-your-guide-to-success/"> <img width="360" height="180" src="https://financenotepads.com/wp-content/uploads/2025/09/unnamed-file-12-360x180.jpg" class="card-pic wp-post-image" alt="Tax-efficient investment portfolios 2025: your guide to success" decoding="async" loading="lazy" /> </a> <div class="card-body"> <h3 class="card-title"> <a href="https://financenotepads.com/tax-efficient-investment-portfolios-2025-your-guide-to-success/">Tax-efficient investment portfolios 2025: your guide to success</a> </h3> <div class="card-text">Tax-efficient investment portfolios 2025 can help maximize your returns while reducing tax liabilities. Discover strategies that work!</div> </div> </div> </div> </div> <div class="swiper-pagination mt-3"></div> <div class="swiper-button-prev"></div> <div class="swiper-button-next"></div> </div> <div class="home-posts-button-wrapper text-center d-block d-md-none" style="margin-top: 40px;"> <a href="https://financenotepads.com/" style="background-color: #795548; padding: 12px 24px; color: #fff; text-decoration: none; border-radius: 6px;">See more content</a> </div><div class="d-none d-md-block" style="margin: 0 auto;width:100%"><div class="home-posts-pagination-wrapper mt-4"> <nav class="navigation pagination" aria-label="Posts pagination"> <div class="nav-links"><a class="prev page-numbers" href="https://financenotepads.com/page/17/">«</a> <a class="page-numbers" href="https://financenotepads.com/">1</a> <span class="page-numbers dots">&hellip;</span> <a class="page-numbers" href="https://financenotepads.com/page/16/">16</a> <a class="page-numbers" href="https://financenotepads.com/page/17/">17</a> <span aria-current="page" class="page-numbers current">18</span> <a class="page-numbers" href="https://financenotepads.com/page/19/">19</a> <a class="page-numbers" href="https://financenotepads.com/page/20/">20</a> <span class="page-numbers dots">&hellip;</span> <a class="page-numbers" href="https://financenotepads.com/page/36/">36</a> <a class="next page-numbers" href="https://financenotepads.com/page/19/">»</a></div> </nav></div></div> </div> </div> </div> </div> <!-- END inner --> <script src="https://cdn.jsdelivr.net/npm/swiper@10/swiper-bundle.min.js"></script> <script> document.addEventListener('DOMContentLoaded', function () { const swiperBenefits = new Swiper('.benefits-swiper', { loop: false, spaceBetween: 16, pagination: { el: '.swiper-benefits-pagination', clickable: true }, breakpoints: { 0: { slidesPerView: 1 }, 768: { slidesPerView: 3 }, 1024: { slidesPerView: 5 } } }); }); </script> <script> document.addEventListener('DOMContentLoaded', function () { const postSwiper = new Swiper('.home-posts-mobile', { loop: false, spaceBetween: 30, slidesPerView: 1, centeredSlides: true, initialSlide: 0, autoHeight: false, pagination: { el: '.home-posts-mobile .swiper-pagination', clickable: true }, navigation: { nextEl: '.home-posts-mobile .swiper-button-next', prevEl: '.home-posts-mobile .swiper-button-prev', }, breakpoints: { 480: { slidesPerView: 1, }, 640: { slidesPerView: 1, }, 768: { slidesPerView: 1, } } }); }); </script> <script> document.addEventListener('DOMContentLoaded', function () { document.querySelectorAll('.search-toggle').forEach(function (toggle) { toggle.addEventListener('click', function (e) { const container = toggle.closest('.search-container'); container.classList.toggle('open'); e.stopPropagation(); }); }); document.addEventListener('click', function (e) { document.querySelectorAll('.search-container.open').forEach(function (container) { if (!container.contains(e.target)) { container.classList.remove('open'); } }); }); }); </script> <footer class="footer-custom" style="background-color: #3e2723; color: #ffffff;"> <div class="container"> <div class="footer-columns" style="padding: 60px 0;"> <!-- Logo + texto --> <div class="footer-logo-col" style="text-align: center; margin-bottom: 30px;"> <img src="https://financenotepads.com/wp-content/uploads/2025/05/financenotepads.com_.png" alt="Logo" width="180" style="margin: 0 auto 20px;"> </div> <!-- Grupo de colunas --> <div class="footer-columns-group"> <div class="footer-col"> <h4>Company</h4> <ul id="menu-menu-principal-1" class="footer-menu" itemscope itemtype="http://www.schema.org/SiteNavigationElement"><li class="menu-item menu-item-type-custom menu-item-object-custom current-menu-item menu-item-home menu-item-737"><a href="https://financenotepads.com/">Home</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-540"><a href="https://financenotepads.com/category/business-news/">Business News</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-541"><a href="https://financenotepads.com/category/cryptocurrency-investing/">Cryptocurrency Investing</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-542"><a href="https://financenotepads.com/category/financial-planning/">Financial Planning</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-543"><a href="https://financenotepads.com/category/startup-strategies/">Startup Strategies</a></li> </ul> </div> <div class="footer-col"> <h4>Legal</h4> <ul id="menu-menu-rodape" class="footer-menu" itemscope itemtype="http://www.schema.org/SiteNavigationElement"><li id="menu-item-738" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-738"><a href="https://financenotepads.com/about-us/">About Us</a></li> <li id="menu-item-739" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-739"><a href="https://financenotepads.com/contact/">Contact</a></li> <li id="menu-item-740" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-740"><a href="https://financenotepads.com/privacy-policy/">Privacy Policy</a></li> <li id="menu-item-741" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-741"><a href="https://financenotepads.com/terms-and-conditions/">Terms and Conditions</a></li> </ul> </div> </div> <!-- Coluna de Transparência --> <div class="footer-col transparency"> <h4>Disclaimer</h4> <p>The information provided on financenotepads.com is for informational purposes only and does not constitute financial advice. We are not responsible or liable for any losses or damages arising from the use of this information. Users are solely responsible for their investment decisions. Consult with a qualified professional before making any financial decisions. All content is subject to our terms and conditions.</p> </div> </div> </div> <!-- Linha separadora de tela cheia --> <div style="width: 100%; border-top: 1px solid #5d4037;"></div> <!-- Container final de copyright --> <div style="width: 100%; background-color: #1b0000; padding: 12px 0; color: #ffffff; text-align: center;"> <div class="container"> <p style="font-size: 12px; margin: 0;">© 2025 financenotepads.com. All rights reserved.</p> <p style="font-size: 11px; margin: 5px 0 0 0; opacity: 0.8;"></p> </div> </div> </footer> <script type="speculationrules"> {"prefetch":[{"source":"document","where":{"and":[{"href_matches":"\/*"},{"not":{"href_matches":["\/wp-*.php","\/wp-admin\/*","\/wp-content\/uploads\/*","\/wp-content\/*","\/wp-content\/plugins\/*","\/wp-content\/themes\/ddmp-theme\/*","\/*\\?(.+)"]}},{"not":{"selector_matches":"a[rel~=\"nofollow\"]"}},{"not":{"selector_matches":".no-prefetch, .no-prefetch a"}}]},"eagerness":"conservative"}]} </script> <script id="ckyBannerTemplate" type="text/template"><div class="cky-overlay cky-hide"></div><div class="cky-btn-revisit-wrapper cky-revisit-hide" data-cky-tag="revisit-consent" data-tooltip="Consent Preferences" style="background-color:#0056A7"> <button class="cky-btn-revisit" aria-label="Consent Preferences"> <img src="https://financenotepads.com/wp-content/plugins/cookie-law-info/lite/frontend/images/revisit.svg" alt="Revisit consent button"> </button></div><div class="cky-consent-container cky-hide" tabindex="0"> <div class="cky-consent-bar" data-cky-tag="notice" style="background-color:#FFFFFF;border-color:#F4F4F4"> <div class="cky-notice"> <p class="cky-title" role="heading" aria-level="1" data-cky-tag="title" style="color:#212121">We value your privacy</p><div class="cky-notice-group"> <div class="cky-notice-des" data-cky-tag="description" style="color:#212121"> <p>We use cookies to enhance your browsing experience, serve personalised ads or content, and analyse our traffic. By clicking "Accept All", you consent to our use of cookies.</p> </div><div class="cky-notice-btn-wrapper" data-cky-tag="notice-buttons"> <button class="cky-btn cky-btn-customize" aria-label="Customise" data-cky-tag="settings-button" style="color:#1863DC;background-color:transparent;border-color:#1863DC">Customise</button> <button class="cky-btn cky-btn-reject" aria-label="Reject All" data-cky-tag="reject-button" style="color:#1863DC;background-color:transparent;border-color:#1863DC">Reject All</button> <button class="cky-btn cky-btn-accept" aria-label="Accept All" data-cky-tag="accept-button" style="color:#FFFFFF;background-color:#1863DC;border-color:#1863DC">Accept All</button> </div></div></div></div></div><div class="cky-modal" tabindex="0"> <div class="cky-preference-center" data-cky-tag="detail" style="color:#212121;background-color:#FFFFFF;border-color:#F4F4F4"> <div class="cky-preference-header"> <span class="cky-preference-title" role="heading" aria-level="1" data-cky-tag="detail-title" style="color:#212121">Customise Consent Preferences</span> <button class="cky-btn-close" aria-label="[cky_preference_close_label]" data-cky-tag="detail-close"> <img src="https://financenotepads.com/wp-content/plugins/cookie-law-info/lite/frontend/images/close.svg" alt="Close"> </button> </div><div class="cky-preference-body-wrapper"> <div class="cky-preference-content-wrapper" data-cky-tag="detail-description" style="color:#212121"> <p>We use cookies to help you navigate efficiently and perform certain functions. You will find detailed information about all cookies under each consent category below.</p><p>The cookies that are categorised as "Necessary" are stored on your browser as they are essential for enabling the basic functionalities of the site. </p><p>We also use third-party cookies that help us analyse how you use this website, store your preferences, and provide the content and advertisements that are relevant to you. These cookies will only be stored in your browser with your prior consent.</p><p>You can choose to enable or disable some or all of these cookies but disabling some of them may affect your browsing experience.</p> </div><div class="cky-accordion-wrapper" data-cky-tag="detail-categories"> <div class="cky-accordion" id="ckyDetailCategorynecessary"> <div class="cky-accordion-item"> <div class="cky-accordion-chevron"><i class="cky-chevron-right"></i></div> <div class="cky-accordion-header-wrapper"> <div class="cky-accordion-header"><button class="cky-accordion-btn" aria-label="Necessary" data-cky-tag="detail-category-title" style="color:#212121">Necessary</button><span class="cky-always-active">Always Active</span> <div class="cky-switch" data-cky-tag="detail-category-toggle"><input type="checkbox" id="ckySwitchnecessary"></div> </div> <div class="cky-accordion-header-des" data-cky-tag="detail-category-description" style="color:#212121"> <p>Necessary cookies are required to enable the basic features of this site, such as providing secure log-in or adjusting your consent preferences. These cookies do not store any personally identifiable data.</p></div> </div> </div> <div class="cky-accordion-body"> <div class="cky-audit-table" data-cky-tag="audit-table" style="color:#212121;background-color:#f4f4f4;border-color:#ebebeb"><p class="cky-empty-cookies-text">No cookies to display.</p></div> </div> </div><div class="cky-accordion" id="ckyDetailCategoryfunctional"> <div class="cky-accordion-item"> <div class="cky-accordion-chevron"><i class="cky-chevron-right"></i></div> <div class="cky-accordion-header-wrapper"> <div class="cky-accordion-header"><button class="cky-accordion-btn" aria-label="Functional" data-cky-tag="detail-category-title" style="color:#212121">Functional</button><span class="cky-always-active">Always Active</span> <div class="cky-switch" data-cky-tag="detail-category-toggle"><input type="checkbox" id="ckySwitchfunctional"></div> </div> <div class="cky-accordion-header-des" data-cky-tag="detail-category-description" style="color:#212121"> <p>Functional cookies help perform certain functionalities like sharing the content of the website on social media platforms, collecting feedback, and other third-party features.</p></div> </div> </div> <div class="cky-accordion-body"> <div class="cky-audit-table" data-cky-tag="audit-table" style="color:#212121;background-color:#f4f4f4;border-color:#ebebeb"><p class="cky-empty-cookies-text">No cookies to display.</p></div> </div> </div><div class="cky-accordion" id="ckyDetailCategoryanalytics"> <div class="cky-accordion-item"> <div class="cky-accordion-chevron"><i class="cky-chevron-right"></i></div> <div class="cky-accordion-header-wrapper"> <div class="cky-accordion-header"><button class="cky-accordion-btn" aria-label="Analytics" data-cky-tag="detail-category-title" style="color:#212121">Analytics</button><span class="cky-always-active">Always Active</span> <div class="cky-switch" data-cky-tag="detail-category-toggle"><input type="checkbox" id="ckySwitchanalytics"></div> </div> <div class="cky-accordion-header-des" data-cky-tag="detail-category-description" style="color:#212121"> <p>Analytical cookies are used to understand how visitors interact with the website. These cookies help provide information on metrics such as the number of visitors, bounce rate, traffic source, etc.</p></div> </div> </div> <div class="cky-accordion-body"> <div class="cky-audit-table" data-cky-tag="audit-table" style="color:#212121;background-color:#f4f4f4;border-color:#ebebeb"><p class="cky-empty-cookies-text">No cookies to display.</p></div> </div> </div><div class="cky-accordion" id="ckyDetailCategoryperformance"> <div class="cky-accordion-item"> <div class="cky-accordion-chevron"><i class="cky-chevron-right"></i></div> <div class="cky-accordion-header-wrapper"> <div class="cky-accordion-header"><button class="cky-accordion-btn" aria-label="Performance" data-cky-tag="detail-category-title" style="color:#212121">Performance</button><span class="cky-always-active">Always Active</span> <div class="cky-switch" data-cky-tag="detail-category-toggle"><input type="checkbox" id="ckySwitchperformance"></div> </div> <div class="cky-accordion-header-des" data-cky-tag="detail-category-description" style="color:#212121"> <p>Performance cookies are used to understand and analyse the key performance indexes of the website which helps in delivering a better user experience for the visitors.</p></div> </div> </div> <div class="cky-accordion-body"> <div class="cky-audit-table" data-cky-tag="audit-table" style="color:#212121;background-color:#f4f4f4;border-color:#ebebeb"><p class="cky-empty-cookies-text">No cookies to display.</p></div> </div> </div><div class="cky-accordion" id="ckyDetailCategoryadvertisement"> <div class="cky-accordion-item"> <div class="cky-accordion-chevron"><i class="cky-chevron-right"></i></div> <div class="cky-accordion-header-wrapper"> <div class="cky-accordion-header"><button class="cky-accordion-btn" aria-label="Advertisement" data-cky-tag="detail-category-title" style="color:#212121">Advertisement</button><span class="cky-always-active">Always Active</span> <div class="cky-switch" data-cky-tag="detail-category-toggle"><input type="checkbox" id="ckySwitchadvertisement"></div> </div> <div class="cky-accordion-header-des" data-cky-tag="detail-category-description" style="color:#212121"> <p>Advertisement cookies are used to provide visitors with customised advertisements based on the pages you visited previously and to analyse the effectiveness of the ad campaigns.</p></div> </div> </div> <div class="cky-accordion-body"> <div class="cky-audit-table" data-cky-tag="audit-table" style="color:#212121;background-color:#f4f4f4;border-color:#ebebeb"><p class="cky-empty-cookies-text">No cookies to display.</p></div> </div> </div> </div></div><div class="cky-footer-wrapper"> <span class="cky-footer-shadow"></span> <div class="cky-prefrence-btn-wrapper" data-cky-tag="detail-buttons"> <button class="cky-btn cky-btn-reject" aria-label="Reject All" data-cky-tag="detail-reject-button" style="color:#1863DC;background-color:transparent;border-color:#1863DC"> Reject All </button> <button class="cky-btn cky-btn-preferences" aria-label="Save My Preferences" data-cky-tag="detail-save-button" style="color:#1863DC;background-color:transparent;border-color:#1863DC"> Save My Preferences </button> <button class="cky-btn cky-btn-accept" aria-label="Accept All" data-cky-tag="detail-accept-button" style="color:#ffffff;background-color:#1863DC;border-color:#1863DC"> Accept All </button> </div></div></div></div></script><script type="text/javascript" src="https://financenotepads.com/wp-content/themes/ddmp-theme/js/search-toggle.js?ver=1754347631" id="search-toggle-js"></script> </body> </html>